Q: To request my full consumer file disclosure, in writing, from a specialty CRA, what do I put in the letter?
What personal details should I put in the letter? Should I provide proof of identity, such as a copy of my driver's license?
A:
The Consumer Financial Protection Bureau ("CFPB") as of the time of writing, still maintains a convenient list of specialty consumer reporting agencies. You can click on the link for each company to find more specific information including the CRA's website and address to send a request for a report of the information in your file.
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/
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