Q: Can you file for unemployment if your SSDI is ending?
I know the 2 things are basically opposite things but.
My SSDI ends next month.
I will have no income at that point.
While I'm probably technically not disabled anymore. I am immunocompromised which was a main factor in my SSDI decision originally. Now with coronavirus, I'm scared to even apply for a job at the moment because it could be lethal for me. I thoroughly plan on going back to work after COVID-19 AND my SSDI ends(whichever comes first). But in the mean time I wondered if it's possible to claim both, especially considering I only have one SSDI payment left to receive.
A:
Yes, it is possible to claim both SSDI and unemployment insurance. That being said, qualifications for each of these two programs differ greatly. Social Security disability benefits provide financial support to those who are unable to work. Unemployment provides temporary payments to those who lost their job through no fault of their own. Usually, I see individuals who file for unemployment first and then realize that they are not going to be able to work and then file for disability. Your case is different than that common scenario.
You need to know if you have worked long enough to qualify for unemployment. Also, you must be able to work, be available for work, be willing to accept suitable work, and actively seek full-time work. For more information about unemployment in Alabama go to https://labor.alabama.gov/uc/claims.aspx or call 1-855-234-2856.
Also seriously think about keeping your SSDI benefits, particularly since you are so compromised with your immune condition. Has Social Security conducted a continuing disability review (CDR) and determined that your medical condition has improved? If not, you should think about continuing to receive SSDI benefits. You can try to work and still receive SSDI benefits during a trial work period. Read the SSA publication Working While Disabled at https://www.ssa.gov/pubs/EN-05-10095.pdf for more information.
Consult with an attorney to advise you about what to do in your particular situation.
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