Q: im being sued for a car that i haven't paid on because i was intoxicated and couldnt afford it in the first place
in an attempt to get away from the drugs and get a job that would allow me to keep the car i moved to a different state and while in the other state the cars ecu blew up while i was driving and i didnt have insurance on the car yet then the bank had it repoed and told me it was a blown up motor which it wasnt but i couldnt prove it cause the car was gone now im not sure how to go about this im being sued for 15k double what the car was bought for i want to file for bankruptcy but i would like to see about other options as well
A: You can negotiate with the creditor to resolve it. Offering a lump sum payment as resolution might go a long way to settling it. If not, your only other option is bankruptcy.
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