Q: my grandparents who are now both deceased the house is foreclosed. auction no one brought. can I call the bank?
the house went up for auction twice but didn't sell. can I call the bank and attempt to get the mortgage reinstated ?
A: Of course, you can always call the lender. However, if you are not the original borrower, it is unlikely the loan could be reinstated but if you qualify they may be able to offer you a loan to essentially purchase the property.
A: No. But you can call up and offer to buy it with your own mortgage.
A: If you qualify for a mortgage, you can buy the house like any other person. It's not clear from your question whether the auction was after a Judgment of Foreclosure. You might want to do some investigation into the status of the foreclosure. The bottom line is that the foreclosing bank will not "reinstate" mortgages that were given to your grandparents.
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