Q: Can do anything to fight my health insurance company for an over payment claw back? What type of lawyer do I need?
I started a new career 2 years ago and was able to get health insurance through my company. I have some health issues, so rather than cancelling the insurance coverage from my wife, I had her policy switched to my secondary insurance and my new policy as my primary. Yesterday we received a stack of letters from the insurance company saying it paid as the primary and we owe them thousands of dollars. I know most of the over payment should be resolved between the two insurance companies, but until the dust settles, I don't want to have my (tenuous) credit rating destroyed, and I can't afford to loan the insurance companies money while they resolve this.
A: An Ohio attorney could advise best, but your question remains open for two weeks. What type of lawyer? It looks like you already did a good job of identifying the categories - health care law and collections. You could reach out to attorneys in those categories. If you engage an attorney who would handle this on an hourly basis, if possible, try to get an idea of what the project could roughly cost. This project could involve speaking with representatives of both carriers, retrieving old bills, retrieving old claims and denials, verifying records of overpayments, etc. Good luck
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