Q: Do we need to call or does my boyfriend mom need to be involved? Rear ended!
My boyfriend and I got into a car accident yesterday, we got rear ended and it was the other guys fault. The car is under my boyfriends mom name, but he pays the car payment and it’s basically his car. But it’s under his mothers name. We plan on calling the guy who hit us insurance company today to file a claim. Does my boyfriends mom need to be involved since it’s her car? Or can he just call himself and file a claim? Not sure how all this works thanks
A: I regret that I do not handle auto accidents, insurance claims or personal injury matters. Sorry.
A: I hope you are both okay. If you did sustain any kind of injury, it would be advisable to consult with an attorney who practices in Virginia. As a GENERAL matter in such situations, there is no getting around the fact that your boyfriend's mother will need to learn of the accident. She is very likely to be notified of the accident, whether it is through your boyfriend or through her carrier, after representatives for the other carrier notify your mother's carrier of the accident. This will likely result in your boyfriend's mother's carrier initiating a claim. Representatives for your boyfriend's mother's carrier will want to speak with his mother because she is the policyholder, and they will likely want to speak with your boyfriend as well, since he was the operator. If you will be pursuing claims against the other vehicle, representatives for that carrier might not be interested in speaking with your boyfriend's mother. They will likely want to speak with their insured and your boyfriend. This is GENERAL protocol. If you contact a Virginia attorney, they would be able to explain better in terms of exactly how things work under Virginia law. Good luck
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