Charlotte, NC asked in Real Estate Law, Divorce, Estate Planning and Family Law for North Carolina

Q: My husband and I separated July 2020, the mortgage lists both names, am I still financially responsible for late pmts

We both agreed that he was going to keep the house and will refinance it to remove my name. I still pay the HOA fees and the water bill there.

2 Lawyer Answers
Ben Corcoran
PREMIUM
Ben Corcoran
Answered
  • Estate Planning Lawyer
  • Yadkinville, NC
  • Licensed in North Carolina

A: Until your husband refinances, imagine that you cosigned the loan. My suggestion to you is that you should not deed your interest to him until he refinances.

Ben Corcoran
PREMIUM
Ben Corcoran
Answered
  • Estate Planning Lawyer
  • Yadkinville, NC
  • Licensed in North Carolina

A: The best way that I can explain this is, that right now you are a co-signer on the loan. I would advise that you not deed over your interest until after your husband refinances.

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