Q: I have a charge off on my vehicle. I was never notified and it has a 0 balance, I have the vehicle and bankruptcy wasn’t
I was never notified and NEVER missed a payment. Furthermore they applied my payments to the wrong account equaling 7000. Do I have any recourse?
A: You can file claims with the three credit bureaus to correct the record. If they do, problem solved. If not, file suit against the company to correct the error.
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