Tampa, FL asked in Civil Litigation, Insurance Bad Faith and Insurance Defense for Florida

Q: Do I have recourse against my insurance agent?

I was having trouble getting my older boat insured. My friend/agent said he would probably just put his name on it so we could get it insured. Mind you, he has nothing to do with the boat nor has he invested in it. He strictly put his name on it to get it insured. The boat sank. Insurance company issued a check in my name and his. He took us to his bank, told us to sign the check over to him and he would cut us a check. We get out to the parking lot and he says here is how this is going to go... I’m taking half of this money, here is a check for half. Do I have any recourse?

1 Lawyer Answer
Bruce Alexander Minnick
Bruce Alexander Minnick
  • Tallahassee, FL
  • Licensed in Florida

A: Reading between the lines I have a feeling that your "friend/agent" works for the insurance company; am I right?

If so you can file a complaint against your agent with the Department of Financial Services, Division of Insurance Regulation.

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