San Antonio, TX asked in Insurance Bad Faith, Insurance Defense and Real Estate Law for Texas

Q: i got a reverse mortgage loan. the company said they would pay insurance , they haven’t done so and it expired

the contract says insurance and taxes need to be kept up I am really concerned

1 Lawyer Answer
John Cucci Jr.
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  • Insurance Claims Lawyer
  • Houston, TX

A: So you are right to be concerned.

If the agreement between you and the mortgage company requires them to pay for home insurance, then they are obligated to do so. If that is true your best move is to send the mortgage company a certified letter demanding that they provide coverage. If they don't, you can force them to. Unfortunately, that might have to be by filing a lawsuit to make them do so. The court would likely make them pay for your lawyer, but that is not a guarantee.

I hope this helps.


Attorney John Cucci, Jr., Esq.

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