Get free answers to your Insurance Defense legal questions from lawyers in your area.
I was involved in a wreck while driving my 2022 Subaru Ascent Onyx Edition. During the accident, the airbags didn't deploy, and the seatbelts failed to lock. I've contacted the manufacturer, and they advised me to inform my insurance company. I would like to know what steps I should take... View More 
answered on Feb 18, 2025
If you were injured, you can file a products liability case, more specifically a “crashworthiness” case against the manufacturer together with a personal injury motor vehicle accident (MVA) case against any other at fault driver. The trier of fact will apportion responsibility for your bodily... View More
One asset is a horse trail riding operation which has been run on the ranch for 5 decades. The recent HOA board of directors has placed a moratorium on trail rides contending an equine liability / injury lawsuit judgment could be collectively enforced against all the residents of the ranch. The... View More
answered on Dec 26, 2024
Ordinarily, to the extent any judgment isn't covered by insurance, it would be satisfied from assets of the HOA. If an HOA does not have the funds to cover a debt or judgment, the HOA typically would then make a special assessment against its members to pay the debt or judgment.
Mind... View More
answered on Jan 12, 2024
Being sued is certainly stressful, yet most of the time, needlessly. If this claim stems from an auto accident, contact your insurance company and let them handle the case and worry about it. If you have coverage, the insurance company will provide a qualified attorney to handle the matter. The... View More
I was Allstate agent till 2020 when I started my own independent insurance agency . I received Citation on November 1st from customer lawsuit Allstate and me for incident happened in 2016 . I like to have consultation with Attorney whose practice in defending insurance agent lawsuit
answered on Nov 14, 2023
It sounds to me like this is an E&O ("Errors and Omissions") claim against you as a licensed professional which falls into the area of practice known as professional liability law (an area of law which I personally happen to practice).
As a licensed insurance agent, you were... View More
I was Allstate agent till 2020 when I started my own independent insurance agency . I received Citation on November 1st from customer lawsuit Allstate and me for incident happened in 2016 . I like to have consultation with Attorney whose practice in defending insurance agent lawsuit
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 13, 2023
In your case, where a former client is suing you and Allstate for an underinsured coverage claim related to an incident that occurred while you were an Allstate agent, you should seek a consultation with an attorney experienced in insurance defense. Specifically, you'll want an attorney who... View More
As a licensed insurance agent in Texas, I was contacted by a client in South Carolina to obtain a liability insurance policy, and I have initiated this transaction. Does this constitute "transacting business" for the purposes of nexus in South Carolina, and are there any legal... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 24, 2025
Selling insurance to a South Carolina client from Texas likely creates a business nexus in South Carolina, as insurance transactions are heavily regulated at the state level. When you sell an insurance policy to a client in another state, you typically become subject to that state's regulatory... View More
I own an interactive artwork that is being exhibited at a museum. The museum has liability insurance, but I am not listed as an additional insured under their policy. There is also no specific clause in our agreement related to liability protection for me. Am I protected from being sued if... View More
answered on Mar 21, 2025
A Texas attorney could advise best, but your question remains open for a week. I'm not clear on what you mean by "interactive" artwork. Does your artwork have the possibility of physically injuring guests? You could consider asking the museum how their insurance normally covers... View More
I have two ongoing cases related to car accidents. In the first accident, I was hit from behind, and the other driver admitted fault. I have contacted the insurance company for this accident. The second accident involved a company vehicle, and the driver also admitted fault, but I have not yet... View More
answered on Mar 18, 2025
Legally you can file a lawsuit against the other driver to adjudicate responsibility for each collision.
I was involved in a car wreck on May 9, 2024, in Lubbock, TX. I am trying to find out what the insurance company has offered for my ongoing case. How can I access this information and ensure I am aware of the offers made?
answered on Mar 14, 2025
The offers would be made to you or to your attorney, not to some unknown stranger.
If you have an attorney, ask.
I was involved in a car accident over a year ago where the other party was at fault. My attorney has sent all the necessary medical bills and records to the insurance company, and we had asked for the policy limit. However, we haven't received any response from them. Now, it seems the... View More
answered on Mar 7, 2025
Please consult your attorney since you already have legal counsel.
answered on Oct 23, 2024
Yes. A request for a copy of the accident report is reasonable. An insurance company can delay payment until a reasonable request for additional information from the policyholder is satisfied.
I own an El Paso, TX house my 88 year old mom is living in, and have discovered that the caregivers employed by my sister do not have any insurance of any kind. No liability insurance nor worker's comp.
This puts me at great risk, since a claim could wipe me out financially.... View More
answered on Sep 26, 2024
Under your circumstances, you should hire a licensed home health care company to provide care for your elderly mother. Hiring random people to act as caregivers for an elderly person sounds sus and is very risky.
I confirmed with the insurance that there should be 0 copays but they only mailed a $10 dollars check to the provider when asking for a solution I was left on hold for hours and they just hung up on me in the end. how to get it resolved?
answered on May 23, 2024
A Texas attorney could advise best, but your question remains open for three weeks. Until you are able to consult with a local attorney, the carrier's claims personnel could sometimes liaison with providers to resolve coverage issues. Good luck
United Healthcare website has the provider as in network with a $40 copay I got a referral got confirmation from a doctor that they are in network but insurance denied the claim and wants to charge me over $400 dollars for it when I called to resolve it I was left on hold until they hang up on me... View More
answered on May 20, 2024
A Texas attorney could advise best, but your question remains open for two weeks. You could look into the Texas Department of Insurance, Good luck
My son is 5 and he was diagnosed with Autism around 2 yrs old. We have had him enrolled in an ABA facility for therapy in which he was going 40 hrs a week, as directed by his physician . Recently my insurance company cut his hours in half. We appealed this and had a new assessment done and sent it... View More
answered on Apr 3, 2024
A Texas attorney could advise best, but your question remains open for a week. If you're seeking a pro bono attorney, one option would be to start with legal aid organizations about information and resources they might have. State and local bar associations might be another source of guidance.... View More
If you have a link to a source that answers this question or supports the answer, it would be super helpful.
answered on Jan 19, 2024
Yes both must exchange information. For example consider Texas Transportation Code Chapter 550
Know where my car was and now they are saying I have to 3300 to get my car back
answered on Dec 19, 2023
A Texas attorney could advise best, but your question remains open for three weeks. From the post, it isn't fully clear how the charges materialized - does it involve deductible, subrogation claim, etc. If they included documentation, one option could be to review with a local attorney. Good luck
Upon asking about the claim from all state all they saying you call when i ask for documentation invoice for me to beleive also valid non valid as per texas laws adjuster need to inform his clients 15 to 35 days fail to do fail to give me give me any information so i say refuse and if their so no... View More
answered on Nov 29, 2023
A Texas attorney could advise best, but your question remains open for a week. From the limited facts of the post, it's a little difficult to figure out exactly what took place here. If you have pending claims against you, Allstate as your carrier should be assigning a claim representative or... View More
answered on Aug 21, 2023
Provide the hospital with a copy of the settlement agreement. In most instances, they will honor the limitation imposed by Chapter 55 and accept $50,000 on their lien claim.
Justia Ask A Lawyer is a forum for consumers to get free answers to basic legal questions. Any information sent through Justia Ask A Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between Justia and you, or between any attorney who receives your information or responds to your questions and you, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask A Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises, or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
