Get free answers to your Insurance Defense legal questions from lawyers in your area.
I was involved in a wreck while driving my 2022 Subaru Ascent Onyx Edition. During the accident, the airbags didn't deploy, and the seatbelts failed to lock. I've contacted the manufacturer, and they advised me to inform my insurance company. I would like to know what steps I should take... View More 
answered on Feb 18, 2025
If you were injured, you can file a products liability case, more specifically a “crashworthiness” case against the manufacturer together with a personal injury motor vehicle accident (MVA) case against any other at fault driver. The trier of fact will apportion responsibility for your bodily... View More
One asset is a horse trail riding operation which has been run on the ranch for 5 decades. The recent HOA board of directors has placed a moratorium on trail rides contending an equine liability / injury lawsuit judgment could be collectively enforced against all the residents of the ranch. The... View More
answered on Dec 26, 2024
Ordinarily, to the extent any judgment isn't covered by insurance, it would be satisfied from assets of the HOA. If an HOA does not have the funds to cover a debt or judgment, the HOA typically would then make a special assessment against its members to pay the debt or judgment.
Mind... View More
answered on Jan 12, 2024
Being sued is certainly stressful, yet most of the time, needlessly. If this claim stems from an auto accident, contact your insurance company and let them handle the case and worry about it. If you have coverage, the insurance company will provide a qualified attorney to handle the matter. The... View More
I was Allstate agent till 2020 when I started my own independent insurance agency . I received Citation on November 1st from customer lawsuit Allstate and me for incident happened in 2016 . I like to have consultation with Attorney whose practice in defending insurance agent lawsuit
answered on Nov 14, 2023
It sounds to me like this is an E&O ("Errors and Omissions") claim against you as a licensed professional which falls into the area of practice known as professional liability law (an area of law which I personally happen to practice).
As a licensed insurance agent, you were... View More
I was Allstate agent till 2020 when I started my own independent insurance agency . I received Citation on November 1st from customer lawsuit Allstate and me for incident happened in 2016 . I like to have consultation with Attorney whose practice in defending insurance agent lawsuit
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answered on Nov 13, 2023
In your case, where a former client is suing you and Allstate for an underinsured coverage claim related to an incident that occurred while you were an Allstate agent, you should seek a consultation with an attorney experienced in insurance defense. Specifically, you'll want an attorney who... View More
I was involved in a car accident over a year ago where the other party was at fault. My attorney has sent all the necessary medical bills and records to the insurance company, and we had asked for the policy limit. However, we haven't received any response from them. Now, it seems the... View More
answered on Mar 7, 2025
Please consult your attorney since you already have legal counsel.
answered on Oct 23, 2024
Yes. A request for a copy of the accident report is reasonable. An insurance company can delay payment until a reasonable request for additional information from the policyholder is satisfied.
I own an El Paso, TX house my 88 year old mom is living in, and have discovered that the caregivers employed by my sister do not have any insurance of any kind. No liability insurance nor worker's comp.
This puts me at great risk, since a claim could wipe me out financially.... View More
answered on Sep 26, 2024
Under your circumstances, you should hire a licensed home health care company to provide care for your elderly mother. Hiring random people to act as caregivers for an elderly person sounds sus and is very risky.
I confirmed with the insurance that there should be 0 copays but they only mailed a $10 dollars check to the provider when asking for a solution I was left on hold for hours and they just hung up on me in the end. how to get it resolved?
answered on May 23, 2024
A Texas attorney could advise best, but your question remains open for three weeks. Until you are able to consult with a local attorney, the carrier's claims personnel could sometimes liaison with providers to resolve coverage issues. Good luck
United Healthcare website has the provider as in network with a $40 copay I got a referral got confirmation from a doctor that they are in network but insurance denied the claim and wants to charge me over $400 dollars for it when I called to resolve it I was left on hold until they hang up on me... View More
answered on May 20, 2024
A Texas attorney could advise best, but your question remains open for two weeks. You could look into the Texas Department of Insurance, Good luck
My son is 5 and he was diagnosed with Autism around 2 yrs old. We have had him enrolled in an ABA facility for therapy in which he was going 40 hrs a week, as directed by his physician . Recently my insurance company cut his hours in half. We appealed this and had a new assessment done and sent it... View More
answered on Apr 3, 2024
A Texas attorney could advise best, but your question remains open for a week. If you're seeking a pro bono attorney, one option would be to start with legal aid organizations about information and resources they might have. State and local bar associations might be another source of guidance.... View More
If you have a link to a source that answers this question or supports the answer, it would be super helpful.
answered on Jan 19, 2024
Yes both must exchange information. For example consider Texas Transportation Code Chapter 550
Know where my car was and now they are saying I have to 3300 to get my car back
answered on Dec 19, 2023
A Texas attorney could advise best, but your question remains open for three weeks. From the post, it isn't fully clear how the charges materialized - does it involve deductible, subrogation claim, etc. If they included documentation, one option could be to review with a local attorney. Good luck
Upon asking about the claim from all state all they saying you call when i ask for documentation invoice for me to beleive also valid non valid as per texas laws adjuster need to inform his clients 15 to 35 days fail to do fail to give me give me any information so i say refuse and if their so no... View More
answered on Nov 29, 2023
A Texas attorney could advise best, but your question remains open for a week. From the limited facts of the post, it's a little difficult to figure out exactly what took place here. If you have pending claims against you, Allstate as your carrier should be assigning a claim representative or... View More
answered on Aug 21, 2023
Provide the hospital with a copy of the settlement agreement. In most instances, they will honor the limitation imposed by Chapter 55 and accept $50,000 on their lien claim.
My husband was in an auto accident driving his brothers truck. the insurance company ruled he was at no fault but, they are not wanting to pay the property damage. No lawyer wants the case because there was no injury. Neither insurance company's belong to my husband so we don't know how... View More
answered on May 22, 2023
A Texas attorney could advise best, but your question remains open for a week. One option is to continue trying to find an attorney to handle the matter. If still no luck, another is to handle the case on your own. The problem you describe is not uncommon with property-damage-only claims, where it... View More
answered on Dec 30, 2022
In my professional experience it is not "normal." But it's very wise, and I have recommended it before.
In many instances, it is simple the "right" thing to do based on the facts and circumstances of the case. Paying an injured party's medical bills without... View More
If liability is disputed in intercompany arbitration will the insurance company notify the insured of the arbitrators decision?
answered on Dec 9, 2022
In a typical automobile liability insurance policy, the insurance company has both the right and the duty to defend the insured driver.
It is not typical in intercompany arbitration for the insured to be notified of the award
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