Q: If insurance carrier denied insured's claim, by false interpretation and application of Buillding code, to deny claim,
Is it considered material misrepresentation and therefore fraud by insurance carrier? What is the prescriptive period to sue the insurance carrier?
A California attorney could advise best, but your post remains open for three weeks. Until you are able to have a meaningful and detailed consult with a local attorney, it sounds like an interpretation of law more than a representation. As to whether the interpretation is correct, that could be a matter to be determined by closer examination of the codes, or litigation/arbitration if you reach an impasse. Good luck
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