Q: I live in NY. A friend of mine has asked that I sign a lease agreement with her as a co-signer. Can I create a separate
contract between my friend and me, essentially saying that if she fails to pay her portion of rent and I am on the hook for the entire rent to the landlord, then my friend promises to indemnify me? Are these types of side contracts legal?
A: Being a tenant does not prevent you from entering into legal contracts with your roommate.
Walter Sage Jennings agrees with this answer
A: These types of contracts are legal as long as both parties have signed.
A: there is nothing about making such an agreement and it should be enforceable. in court
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