Q: Can my old insurance charge me for medications they paid for after I lost coverage?
I am on a monthly medication paid for by my insurance, I switched jobs and thus got new insurance, but the pharmacy kept billing the old insurance.
The old insurance continued paying for my medications for 5 months. Now they're charging me a hefty ammount for the months they paid for after my coverage finished.
Do they have any legal grounds to do this? It was their mistake after all right? At this point, they hired a collection agency and I am wondering if I should just pay. Any advice would be greatly appreciated.
A: I'm sorry you find yourself at the end of a collection action with the medications. It's difficult to comment definitively on your position without seeing the terms of the policy and other paperwork. However, it sounds like they may be relying on the position that the patient has a responsibility to keep medical providers apprised of changes in their insurance coverage. In terms of your question about just paying, that could be an individual decision based on the amount being pursued by the collection agency and the cost of a possible consult with a collection defense attorney. Good luck
1 user found this answer helpful
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
