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New York Insurance Bad Faith Questions & Answers
2 Answers | Asked in Insurance Bad Faith for New York on
Q: Where do I even start with a bad faith claim against my car insurance company?
William P. Lalor
William P. Lalor answered on Dec 7, 2018

Bad faith law is governed by state law. Depending on your jurisdiction there may be avenues to pursue through the state or ultimately through litigation. Many insurance lawyers will speak with you at no cost to give you some idea of your options and avenues to pursue.

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1 Answer | Asked in Insurance Bad Faith for New York on
Q: What is third party bad faith and how does it relate to an insurance company?
Tim Akpinar
Tim Akpinar answered on Oct 29, 2018

Third-party bad faith consists of actions on the part of someone else’s insurance carrier. It is distinguished from first-party bad faith, where the conduct involves someone’s own insurance carrier.

Tim Akpinar

1 Answer | Asked in Insurance Bad Faith for New York on
Q: My insurance company won't reimburse the whole amount of my loss, even though it's within the scope of my policy. What

can I do?

Tim Akpinar
Tim Akpinar answered on Sep 15, 2018

It isn’t stated what type of loss the non-reimbursement involves, or if non-payment involves a deductible. In some cases, when an insurance carrier issues a denial, it lists available options. These include litigation, arbitration, or complaint with the Department of Insurance. In other cases, a... Read more »

1 Answer | Asked in Insurance Bad Faith for New York on
Q: If my claim has been approved how long does my insurance company have to pay me after a car accident?
Tim Akpinar
Tim Akpinar answered on Sep 4, 2018

If by approved you mean that there is a court order by a judge, the order could stipulate a time period for payment. If you mean settled, then it could depend on how quickly third-party liens (if applicable) are identified and lienholders (medical providers, government agencies that paid health... Read more »

1 Answer | Asked in Contracts and Insurance Bad Faith for New York on
Q: I have had a whole life insurance policy now for over 25 years.

My agent has now retired since. Now the agent assigned to me gives me a call and says the cost of insurance has gone up and there is going to be a change in my premium. I thought you paid 1 amount for whole life and that never changes. Why now after my first agent retires I get a call asking for... Read more »

Michael David Siegel
Michael David Siegel answered on Aug 20, 2018

Your policy governs. Call the actual insurance company. Ask for the legal counsel's office.

1 Answer | Asked in Insurance Bad Faith for New York on
Q: My father died almost three years ago and his home where I lived and rental properties were in trust and transferred to

me ...I have been paying homeowners on all and it has come to my attention that the agent did not put my name on the policies ...is she liable for not correcting this and can I get the money I paid in premiums on policies that she still kept in my fathers name for some reason reimbursed to me..I... Read more »

William P. Lalor
William P. Lalor answered on Jul 24, 2018

I don't fully understand your situation, but if there was an underwriting mistake or omission, whether because of the agent or otherwise, as a result of which you are not an insured when you ought to have been an insured, you might have avenues to pursue.

1 Answer | Asked in Criminal Law, Insurance Defense, Consumer Law and Insurance Bad Faith for New York on
Q: I think I have been in a car insurance scam.

Car insurance rep collecting the money but Insurance company says i have no insurance and owed money.

Michael David Siegel
Michael David Siegel answered on Apr 27, 2018

Report it to the New York State Attorney General ASAP.

1 Answer | Asked in Contracts, Insurance Bad Faith and Insurance Defense for New York on
Q: After I left the company my insurance was backdated so I was no longer covered with no offer of Cobra. What’s next?

I already went under a procedure and I received no written notification of this nor was their any paperwork describing benefits or what happens after you leave the job. I had a verbal agreement (and some texts) with the manager saying I at least had a month but now I have a bill over $2,000. I... Read more »

Michael David Siegel
Michael David Siegel answered on Feb 17, 2018

You have a claim against your employer. For $2000 it is small claims. You can bring it yourself.

1 Answer | Asked in Insurance Bad Faith and Consumer Law for New York on
Q: Hhubby wants toup his life insurance payment from $87 a month to $250. Badidea or not. Were just getting by

Hubby says this rate will lock in forever.

He's 65 now

Ali Shahrestani, Esq.
Ali Shahrestani, Esq. answered on Jul 18, 2017

Talk to a financial advisor. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on... Read more »

1 Answer | Asked in Insurance Bad Faith for New York on
Q: Is there a New York law preventing insurance " bait and switch"?
Ali Shahrestani, Esq.
Ali Shahrestani, Esq. answered on Jul 8, 2017

You can report insurance violations to the NY Dept of Insurance. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and... Read more »

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Consumer Law for New York on
Q: Removing son in law from Geice car insurance

Geico informed my husband that once he submits his son paycheck with a new address, they will remove him. Now they are saying he resides to close to our address, what legal language is needed to have Geico car insurance remove him. He doesn't live with us since August 2016, he has NC drive... Read more »

Ali Shahrestani, Esq.
Ali Shahrestani, Esq. answered on Mar 27, 2017

Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... Read more »

1 Answer | Asked in Insurance Bad Faith and Car Accidents for New York on
Q: I financed a car got full coverage from gieco i had an accident and now gieco says i never had insurance for collision

Ive called gieco to find out why this is and how i could have gotten car out of dealer if it wasnt full coverage,they havent got back to me

Ali Shahrestani, Esq.
Ali Shahrestani, Esq. answered on Feb 4, 2017

Review your insurance documents and agreements, especially your declarations page and related payment receipts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law... Read more »

1 Answer | Asked in Real Estate Law, Insurance Bad Faith and Consumer Law for New York on
Q: I bought insurance for a 2 family investment property in 2002. My neighbor's house caught fire and damaged my house.

I then filed a claim with my insurance company and they are now canceling my policy as they claim that my policy was the wrong one for the property and it should have been owner-occupied although I'm pretty sure I stated from the beginning that I did not live there and the place was rented at the... Read more »

Ali Shahrestani, Esq.
Ali Shahrestani, Esq. answered on Jan 27, 2017

It depends on the terms of your policy. Have a lawyer review it. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA,... Read more »

1 Answer | Asked in Insurance Bad Faith for New York on
Q: How long does insurance co. Have to reimburse me for travel expenses?
Peter N. Munsing
Peter N. Munsing answered on Jun 29, 2016

Not sure that they do--depends on the travel. Suggest you contact a member of the NYState Trial Lawyers Assn--they give free consults.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Car Accidents and DUI / DWI for New York on
Q: Got a dwai in 2015, completed assessment & DDP but my insurance just doubled plus 3 points in April 2016. Why?

Arrested in 2014 for adwi, got dropped to dwai traffic violation. Took DDP course and assessment in 2015. Insurance just recently doubled plus added 3 points april 2016 when I thought that wouldn't happen due to completed request of court and payments up to date. I have certificate of completion.... Read more »

Jonathan Damashek
Jonathan Damashek answered on May 6, 2016

The insurance company is just finding out about your violation.

Q: Will I loose my car if I go to court?

Me and my friend both a car together. I put $10,000 money down but we are both on the loan. I am the co-buyer and he is the primary buyer. The title, Registration and Insurance is under my name. Car was just purchased. He said he will call the bank and have them resend the title and registration to... Read more »

Adam Studnicki
Adam Studnicki answered on Nov 13, 2015

This isn't a car accidents question.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal problem...
Read more »

1 Answer | Asked in Insurance Bad Faith for New York on
Q: I believe my auto insurance carrier has not treated me properly. Who regulates them?
Mark A. Siesel
Mark A. Siesel answered on Jul 20, 2011

You should try contacting the New York State Insurance Department in New York City--that would be a good place to start.

1 Answer | Asked in Insurance Bad Faith for New York on
Q: Who do I contact if I am concerned about the possibility of fraud/nonperformance by a life insurance company?
Mark A. Siesel
Mark A. Siesel answered on May 5, 2011

You should contact the New York State Insurance Department, or you could also contact the New York State Attorney General's Office.

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