New York Insurance Bad Faith Questions & Answers

Q: Where do I even start with a bad faith claim against my car insurance company?

2 Answers | Asked in Insurance Bad Faith for New York on
Answered on Dec 7, 2018
William P. Lalor's answer
Bad faith law is governed by state law. Depending on your jurisdiction there may be avenues to pursue through the state or ultimately through litigation. Many insurance lawyers will speak with you at no cost to give you some idea of your options and avenues to pursue.

Q: What is third party bad faith and how does it relate to an insurance company?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Oct 29, 2018
Timur Akpinar's answer
Third-party bad faith consists of actions on the part of someone else’s insurance carrier. It is distinguished from first-party bad faith, where the conduct involves someone’s own insurance carrier.

Tim Akpinar

Q: My insurance company won't reimburse the whole amount of my loss, even though it's within the scope of my policy. What

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Sep 15, 2018
Timur Akpinar's answer
It isn’t stated what type of loss the non-reimbursement involves, or if non-payment involves a deductible. In some cases, when an insurance carrier issues a denial, it lists available options. These include litigation, arbitration, or complaint with the Department of Insurance. In other cases, a carrier could deny a claim in the form of a letter or email. It isn’t mentioned here if the claim has formally been denied. An attorney experienced in the type of loss(s) and coverage that applies...

Q: If my claim has been approved how long does my insurance company have to pay me after a car accident?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Sep 4, 2018
Timur Akpinar's answer
If by approved you mean that there is a court order by a judge, the order could stipulate a time period for payment. If you mean settled, then it could depend on how quickly third-party liens (if applicable) are identified and lienholders (medical providers, government agencies that paid health care benefits, etc.) agree to terms for satisfaction of their liens.

Q: I have had a whole life insurance policy now for over 25 years.

1 Answer | Asked in Contracts and Insurance Bad Faith for New York on
Answered on Aug 20, 2018
Michael David Siegel's answer
Your policy governs. Call the actual insurance company. Ask for the legal counsel's office.

Q: My father died almost three years ago and his home where I lived and rental properties were in trust and transferred to

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Jul 24, 2018
William P. Lalor's answer
I don't fully understand your situation, but if there was an underwriting mistake or omission, whether because of the agent or otherwise, as a result of which you are not an insured when you ought to have been an insured, you might have avenues to pursue.

Q: I think I have been in a car insurance scam.

1 Answer | Asked in Criminal Law, Insurance Defense, Consumer Law and Insurance Bad Faith for New York on
Answered on Apr 27, 2018
Michael David Siegel's answer
Report it to the New York State Attorney General ASAP.

Q: After I left the company my insurance was backdated so I was no longer covered with no offer of Cobra. What’s next?

1 Answer | Asked in Contracts, Insurance Bad Faith and Insurance Defense for New York on
Answered on Feb 17, 2018
Michael David Siegel's answer
You have a claim against your employer. For $2000 it is small claims. You can bring it yourself.

Q: Hhubby wants toup his life insurance payment from $87 a month to $250. Badidea or not. Were just getting by

1 Answer | Asked in Insurance Bad Faith and Consumer Law for New York on
Answered on Jul 18, 2017
Ali Shahrestani, Esq.'s answer
Talk to a financial advisor. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This...

Q: Is there a New York law preventing insurance " bait and switch"?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Jul 8, 2017
Ali Shahrestani, Esq.'s answer
You can report insurance violations to the NY Dept of Insurance. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child...

Q: Removing son in law from Geice car insurance

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Consumer Law for New York on
Answered on Mar 27, 2017
Ali Shahrestani, Esq.'s answer
Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This...

Q: I financed a car got full coverage from gieco i had an accident and now gieco says i never had insurance for collision

1 Answer | Asked in Insurance Bad Faith and Car Accidents for New York on
Answered on Feb 4, 2017
Ali Shahrestani, Esq.'s answer
Review your insurance documents and agreements, especially your declarations page and related payment receipts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute...

Q: I bought insurance for a 2 family investment property in 2002. My neighbor's house caught fire and damaged my house.

1 Answer | Asked in Real Estate Law, Insurance Bad Faith and Consumer Law for New York on
Answered on Jan 27, 2017
Ali Shahrestani, Esq.'s answer
It depends on the terms of your policy. Have a lawyer review it. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees,...

Q: How long does insurance co. Have to reimburse me for travel expenses?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Jun 29, 2016
Peter N. Munsing's answer
Not sure that they do--depends on the travel. Suggest you contact a member of the NYState Trial Lawyers Assn--they give free consults.

Q: Will I loose my car if I go to court?

1 Answer | Asked in Bankruptcy, Collections, Consumer Law, Estate Planning, Insurance Bad Faith, Insurance Defense, Lemon Law and Car Accidents for New York on
Answered on Nov 13, 2015
Adam Studnicki's answer
This isn't a car accidents question.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal problem without a comprehensive consultation and review of all the relevant facts and documents. I strongly encourage you to consult with a local lawyer to get legal advice and help with your specific...

Q: I believe my auto insurance carrier has not treated me properly. Who regulates them?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on Jul 20, 2011
Mark A. Siesel's answer
You should try contacting the New York State Insurance Department in New York City--that would be a good place to start.

Q: Who do I contact if I am concerned about the possibility of fraud/nonperformance by a life insurance company?

1 Answer | Asked in Insurance Bad Faith for New York on
Answered on May 5, 2011
Mark A. Siesel's answer
You should contact the New York State Insurance Department, or you could also contact the New York State Attorney General's Office.

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