Q: Are insurance companies legally inhibited from paying for insurance on a rental when paying for damages in Florida?
Insurance company stated that they are not obligated nor legally allowed to pay for insurance on the rental. When someone else hits you and their insurance is reimbursing you. It seems as though they should also pay for the insurance on the rental. Is the insurance company telling me a bs story or are they stating the correct information? The person on the phone tells me that she tells people this all the time. Something seems a bit off.
A: Check your insurance policy. The terms of the policy determine if you have coverage for a rental or not.
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