Q: Should I accept the auto-insurance settlement or should I seek an insurance lawyer/attorney to try to gain more?
My boyfriend was driving my car and in order to avoid a car coming into our lane, my car's auto-lane assist pulled the car to the left; we then hit a stationary barrier that was protruding into the roadway (there was NO shoulder on this highway).
We are on the same auto-insurance policy. My car was deemed a total loss. I have been without a car for over a month now. Allstate has deemed him AT fault, and has proposed to me a settlement amount of $1,500.00. I have NOT yet accepted this settlement. I wanted to consult an attorney prior to accepting any settlement from my auto-insurance as $1,500.00 seemed to be a very small amount. Is this standard? Should I accept this amount or should I seek an attorney to gain more?
A:
Your question lacks important information like what is the cost to repair your car and how much, if any, has the damage to your car depreciated its value even after it is repaired.
There is no way to judge the settlement offer without knowing this information.
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