Q: Hello, I’ve paid a debt collector last year through a 3rd party collection agency. Now another agency ask for payment.
A: Send your proof to the debt collector and request confirmation of satisfaction of debt.
A:
You don't ask a question here, just offer up a few facts.
Apparently, however, you are having debt issues. Imho, you have chosen the most expensive way to deal with those debts.
I strongly advise you to consult with a professional about your entire debt/asset/income circumstances, to determine your best path to resolving all issues.
Some have used "debt consolidation" services, i.e., organizations that promise you a discounted amount of debt to pay by use of their "adjusters/analysts". Perhaps because my practice has included a large bankruptcy area, representing creditors, debtors, trustees, creditors committees and occasionally secured lenders, my clients' experience with those types of entities (non-lawyers), the reports I've received have all been negative, and unhappy.
It may be that those who make claims against you are pushing an unenforceable debt, which a lawyer can determine (a debt consolidation agency cannot, no matter how much "expertise" it may claim).
Consult with an experienced attorney in debtor/creditor rights, after sharing your full financial situtation, for the best advice about how to proceed with respect to all of your obligations. A piecemeal approach is the equivalent of replacing your car one part at a time.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
