Louisiana Collections Questions & Answers

Q: What legal grounds do i have dealing with car repossession.I feel i have been violated under Louisiana law.

1 Answer | Asked in Civil Litigation, Bankruptcy and Collections for Louisiana on
Answered on Jan 7, 2019
Timothy Denison's answer
You need to hire a local attorney familiar with collections. He can guide you through what you need to do. This is not a bankruptcy question.

Q: need to file suit for non payment of rent over $5000 which court is appropriate in Lafayette, Louisiana?

1 Answer | Asked in Contracts, Collections and Landlord - Tenant for Louisiana on
Answered on Mar 30, 2017
Charles Joseph Stiegler's answer
A claim of this size is probably best brought in Lafayette City Court (assuming it's within city limits). I would contact the Clerk of Court for the 15th JDC and ask how to proceed. I will warn you that even if you do get a court order awarding back rent, in many cases it is very difficult to actually collect.

Q: How much does it cost to have an attorney represent me in a suit over a debt (New Orleans area)?

1 Answer | Asked in Collections and Small Claims for Louisiana on
Answered on Aug 19, 2016
Robert Martin Louque Jr's answer
It usually depends on the amount you are being sued for and the court in which you are being sued. It can be as low as $600.00 and as high as $2,000 or more not including the court costs. Every attorney has a different fee structure. Some will charge a fixed fee and some will charge an hourly fee.

Q: Can you appeal a wage garnishment? Its for a private student loan? There taking 25 percent. And I can't afford it.

1 Answer | Asked in Collections for Louisiana on
Answered on Feb 29, 2016
Samuel John Ford's answer
Wage garnishments are difficult to challenge once they have begun, however, you may have options if there was anything improper about the collection process or institution of the garnishment. State and federal laws protect consumers from unfair collection practices and it may be worth speaking with a consumer attorney in your area to make sure nothing was done improperly.

I recommend speaking to a Louisiana consumer attorney regarding the details of your situation so you can fully...

Q: I signed a promissory note in 1999 in louisiana. It was one of those in case you win the lottery things. Now the estat

1 Answer | Asked in Collections for Louisiana on
Answered on Feb 29, 2016
Samuel John Ford's answer
Generally, the limitations period for suing someone on a promissory note is five years. This means the creditor may have lost the legal right to enforce the alleged debt.The details of your situation, however, may change whether or not the debt is still legally enforceable.

I recommend speaking to a Louisiana consumer attorney regarding the details of your situation so you can fully understand your rights. Many consumer attorneys offer free consultations.

**Please note that...

Q: Can I sue a creditor in small claims court for loss of wages after they harassed me so much at work that I was suspended

1 Answer | Asked in Collections for Louisiana on
Answered on Feb 29, 2016
Samuel John Ford's answer
You likely have a case against the creditor based on the actions you described and may be able to recover your lost wages.Small claims court, however, may not be the best venue for your claims. There are both state and federal laws that may be in play here and a consumer attorney will provide you with the best options for your situation.

I recommend speaking to a Louisiana consumer attorney regarding the details of your situation so you can fully understand your options. Many consumer...

Q: Can I dispute a bill I made a payment on in 2007? The bill is from Maryland College and I live in Louisiana.

1 Answer | Asked in Collections and Consumer Law for Louisiana on
Answered on Feb 26, 2016
Samuel John Ford's answer
You likely can still dispute the bill and may have defenses to collection of the alleged debt. If you are being contacted by debt collectors, there are federal and state laws that provide dispute rights and protection from unfair collection practices.

I recommend speaking to a Louisiana consumer attorney regarding the details of your situation so you can fully understand your rights.

**Please note that the above is general information and not subject to an attorney-client...

Q: I have been served papers that I missed a court date from a bill collector. Can I go to jail for this?

1 Answer | Asked in Collections for Louisiana on
Answered on Jul 27, 2015
David B. Levin's answer
You can't go to jail for not having the money to pay a bill collector, but you can be arrested for violating a court order. Even if you don't have the money to pay the debt, failing to appear in court is not a good solution.

If you don't understand the paperwork you received, please consider having an attorney review them and explain what is happening and what your options are at this stage.

*David Levin is the Partner in charge of UpRight Law's consumer rights litigation...

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.