It sounds like you are proceeding without an attorney---and that's your choice---however, I would recommend you have an in person consultation with a debtor attorney to discuss the specifics of your case---that is, proceed with similar to your post but actually have a consult and discuss with... View More

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answered on Sep 5, 2025

You need to consult with a lawyer about asset protection. Keeping the money in another State helps alot but is not perfectly protecting it. Your disability income may be terminated. And if not, you could get prosecuted for keeping both. LA' s Exemption laws should be examined. I... View More

Let's make sure we are on the same page. A collection agency doesn't own the debt- it is assigned the debt from the owner of it, the creditor. A collection agency, unless it has a specific agreement with the creditor, cannot sue you on its own. It must refer the debt to an attorney for... View More

Yes, you can-----representing yourself does not change the fact that you are subject to the law and procedure of a Court--including the 10 day deadline--- however you can represent yourself. I suggest that you contact the Clerk of the Court this matter was filed in and ask if they have a help desk... View More

It is not the Court's job to tell you how to collect the judgment, but you are on the right track. Since the judgment is entered in Louisiana but your defendant is in Texas, you will need to make the Louisiana judgment into a Texas judgment. The way that you do that is to hire an attorney in... View More

Short version is that in general, if you believe someone owes you money and the borrower does not voluntary re-pay, then you will have to sue him in civil court. Now, the specifics and terms of the transaction will determine the strenght of your case---I highly recommend that you contact a... View More

The Petition is the vehicle which starts the process to obtaining a judgment against you. The citation attached with the petition should tell you how many days you have to respond (or Answer) the petition before the petitioner may seek a default judgment against you----based on your post, it... View More

It is very hard - if not impossible - to get out of student loans/student contract agreements.

For example, student loans cannot be discharged even through Bankruptcy proceedings. Further, Louisiana law is clear that in contract disputes, the contract signed by the parties is the law... View More

You need to immediately discuss this with a lawyer in your area. Depending on when the judgment was signed you may have some appellate rights. If the time period has passed for you to exercise those appeallate rights then you have an option or two but it depends on what happened which would best... View More

Your contractual interest is limited by statute. This is "business owner 101". I recommend that you retain an attorney on a professional basis to take a look at your invoices and contracts to ensure that you are complying with Louisiana law, and to be your "go-to" guy when you... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 1, 2025

You are not powerless—file a Claim of Exemption and Request for Hearing in the same Louisiana court that issued the judgment to stop or reduce the wage garnishment. Title it “Claim of Exemption (La. R.S. 13:3881) and Request for Hearing/Stay” and use the exact case caption and number.... View More

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answered on May 15, 2025

Your mother should first inform the collection agency that she did not sign any loan documents and is not personally responsible for the business debt. Although she is listed as a manager on the Secretary of State records, this typically does not make her personally liable for business debts unless... View More

You need to file an Answer within the legal time limits or you are subject to a judgment being rendered against you for your failure to respond----personally, I strongly recommend that you consult, if not also hire, an attorney to assist/represent you. Consulting with an attorney should provide... View More

There are no exemptions that can be used against the seller who loaned the money and is seeking judgment. Exemptions are potentially available against all other parties seeking to re over, though.

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answered on Apr 13, 2025

It’s important that schools provide students with reasonable access to restrooms, especially during the school day. If one or more bathrooms are closed due to malfunctions, the school should be actively working to fix the issue or offer alternatives to avoid overcrowding and delays. Students’... View More

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answered on Apr 13, 2025

Based on both Louisiana state law and federal labor regulations, your employer's practice of issuing paychecks without sufficient funds is clearly illegal. Under Louisiana Revised Statute 23:633, employers must pay employees the full amount of wages due on regular paydays, and knowingly... View More

Go get a complete copy of the file and take it to your lawyer immediately. More information from the file is needed to properly answer this question.

Technically, they have been hired to the full amount you owe so they can refuse anything less than that. It isn't practical, but it's likely legal. I would send in the payment anyway. They will likely process it as that is cheaper than taking the time to mail it back to you. Good luck.

You are asking an online attorney to give you legal advice for someone else's benefit. That's the unauthorized practice of law, were someone on here to do that. I recommend that your friend retain an attorney.

Martha A. Warriner Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 5, 2023

This is a state law agency question, not really a bankruptcy question. However, it appears, from the facts you laid out that the operations manager likely was the owner's agent and therefore authorized to sign contracts on behalf of the business. For a better answer, however, you should... View More