I have no income, no credit and I have never submitted a tax return. My first semester at LSU resulted in misapplication of my federal aid which resulted in a tuition balance over $8,000. Would this qualify for Chapter 7?
Chapter 13 since October 2018, making payments on time. Trustee handles payments online and I'm wondering if I need to take any action to keep my stimulus check which has been scheduled to arrive soon. I would rather keep it for essentials versus losing the whole thing to my case/trustee.... Read more »
Divorced for about 3 years, settlement not included with divorce, house acquired during marriage. I have been solely paying for the house and all related upkeep. How can I get the ex off the title? He already said he won't sign a quit claim. I don't have the money to sue him over this and... Read more »
I was discharged in May from a chapter 7. In September, the chapter 7 trustee decided to take some property I donated to my mother that was reported in the original filling with my interest in it. My attorney recommended I convert to a 13 to pay for the property to protect it. I just found out that... Read more »
I have been in Chapter 13 for one year. I would like to buy a house but cannot qualify for a mortgage. I have found someone that wants to sell their home with bond for deed (I pay monthly and the deed doesn't transfer to my name until fully paid with balloon payment in 5 years - at which... Read more »
My Dad & I have a joint car loan accout, I went online to make payment & it said- Account in bankruptcy you can make payment if you choose but we aren't attempting to collect a Dept. -I have paid for this car sense 2016 & want to know what I need to do moving forward or will my can... Read more »
When a bankruptcy is filed the lender usually stops accepting the payments online and you must mail them in. Sometimes they will send a payment book. Check with the bankruptcy attorney who filed the case.
Sorry for all the abbreviations above. I tried to get in the essentials as I am not sure if you see this part. I am in LA. & have a 403b worth apx 1OK. I have a loan against it for 1/2 value (5K). I am filing chap7 pro se. It IS a protected asset, but I am not sure about the loan AGAINST it.... Read more »
Your retirement loan isn't a debt that you would list in the bankruptcy, because it's money you owe yourself. The consequence of not paying it is that it can be treated as a taxable retirement disbursement.
Insurance is trying to paying off my car but the trustee hasn’t allowed it yet. The trustee is still making payments towards the car even though the car is gone and she has been notified of this from the insurance company. My claim is still open for my physical injuries since the injuries are... Read more »
cised repo rights (contract states my repo rights are not voided if I voluntarily don't repo upon a default). Have been working with Buyer as they are friends. Have just learned they are filing bankruptcy to escape credit card debt, but I am concerned what happens to my rights as Seller... Read more »
I have been offered a higher paying job, however, I don't have transportation. I need to take out a loan during 13. Our lawyer says find another way to get to work. Dont tell trustee about new job. I don't think thats right, can I talk to the trustee or one of his employees, do I need to... Read more »
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