Louisiana Bankruptcy Questions & Answers

Q: Why did my payment not go up as much as it was supposed to?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Apr 3, 2019
Timothy Denison's answer
Most likely either a projected claim was not actually filed, an interest rate changed or some other payment variable was affected.

Q: I have several judgements, can I sell my house?

1 Answer | Asked in Bankruptcy and Real Estate Law for Louisiana on
Answered on Jan 16, 2019
Timothy Denison's answer
You need to have the title on your house examined. If there are no liens, you can file it free and clear. If there are liens, you can sell it but the liens would be paid first.

Q: What legal grounds do i have dealing with car repossession.I feel i have been violated under Louisiana law.

1 Answer | Asked in Civil Litigation, Bankruptcy and Collections for Louisiana on
Answered on Jan 7, 2019
Timothy Denison's answer
You need to hire a local attorney familiar with collections. He can guide you through what you need to do. This is not a bankruptcy question.

Q: Good morning. I’m getting garnished for a vehicle that was repossessed and sold. How can I stop it without bankruptcy?

1 Answer | Asked in Bankruptcy, Civil Litigation and Consumer Law for Louisiana on
Answered on Dec 26, 2018
Cristina M. Lipan's answer
There is probably a judgment against you for the unsecured portion you owe. If so, your only choice is bankruptcy.

Q: In Chapter 13 Bankruptcy plan how are the repayments made. How are payment amount determined.

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Dec 18, 2018
Timothy Denison's answer
It is determine on your income and the percentage of debt you are repayingz

Q: When filing for Chapter 7 bankruptcy in Community property states, is the debt attached to the non-filing spouse?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Nov 6, 2018
Timothy Denison's answer
Not unless you signed for it and are personally liable on the debt.

Q: Do I have any legal recourse to get the money from my ex for what we are paying on his mortgage?

2 Answers | Asked in Divorce and Bankruptcy for Louisiana on
Answered on Nov 3, 2018
Timothy Denison's answer
You should list that claim as an asset of you estate and let your trustee pursue your ex husband. If he got a loan mod without your signature, he may have signed your name which is a crime.

Q: Will I be allowed to keep my only form of transportation that's under repo if I file for bankruptcy?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Nov 2, 2018
Timothy Denison's answer
Yes, but you will have to continue to pay for it.

Q: If a married couple is in Ch 13 what becomes of life ins proceeds if the spouse is the beneficiary?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Aug 9, 2018
Timothy Denison's answer
No. It should be exempt and property of the beneficiary.

Q: I just left a creditors mtg and the Trustee want to seize my teachers retirement lump sum deposited in my checking acct

1 Answer | Asked in Bankruptcy and Appeals / Appellate Law for Louisiana on
Answered on Jul 26, 2018
Timothy Denison's answer
You need to put that money in an ira ASAP. You also need to document where that money came from so you don’t lose it.

Q: Thinking about filing but scared I make too much money.

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Jul 26, 2018
Timothy Denison's answer
You would have to fileaChapter 13 repayment plan.consult a local bankruptcy attorney and you can run the numbers and see where you are before you ever file.

Q: bankruptcy saysninth circuit cases .cases by type of lawsuit 2018 as18-10230

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Jul 16, 2018
Timothy Denison's answer
What is your question?

Q: Thinking about filling chapter 7. My name is on 4 checking ACCTS.

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on May 31, 2018
Timothy Denison's answer
They could although you have exemptions that should protect those accounts from seizure unless there is just a ton of money in those accounts.

Q: Can a company still collect on a debt after bankruptcy?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Dec 18, 2017
Cristina M. Lipan's answer
Some debts do not get discharged in the bankruptcy, this might be the case. I cannot tell whether this is the case here without more details.

Information provided for informational purposes only and should not be taken as legal advice.

Q: Why would I receive this letter about my child's father filing bankruptcy when he owes me child support and that's it?

1 Answer | Asked in Bankruptcy and Child Support for Louisiana on
Answered on Nov 29, 2017
Cristina M. Lipan's answer
The child support payments are probably debts that he listed on his bankruptcy schedules, and everyone listed on the schedules received notice. I assume this is the notice you're referring to, but I can't know for sure unless I look at the document you're referring to. If this is the case, there's nothing you need to do. Child support is not dischargeable in bankruptcy, so he will still owe this money, even after his bankruptcy is closed.

Q: My child's father is filing for bankruptcy and he owes me back pay can he bankrupt on his child support?

2 Answers | Asked in Bankruptcy, Family Law and Child Support for Louisiana on
Answered on Nov 27, 2017
Stuart Nachbar's answer
As long as child support or domestic support obligations, not usually dischargeable.

Q: If I put my car in bankruptcy will I have to get a tracking device installed on it?

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on Jul 7, 2017
David Earl Phillips' answer
I have never heard of the bankruptcy court or trustee installing tracking devices on vehicles. You could have issues with creditors who have a lien on the car. Talk with a bankruptcy lawyer near you and they can get more information from you necessary to answer your question. Hope it works out. Good luck!

Q: What do I need to do to file bankruptcy

1 Answer | Asked in Bankruptcy for Louisiana on
Answered on May 4, 2017
Ray Choudhry's answer
There is a lot involved in doing a bankruptcy properly.

A lot of information has to be properly reported.

If not done properly, you could lose assets by not properly exempting them.

Also, creditors have to be properly listed so they don't come back years later.

See an attorney.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.