New Orleans, LA asked in Consumer Law, Collections and Communications Law for Louisiana

Q: I was served a judgement in Dec 2022 but I was not served to go to court for the original court hearing. Should I have

been served? The loan company manager was coming to my house sitting on his horn for 5 min. and calling my company allday Is that legal? I did send in a letter saying I deny the debt. they set a court rule to show cause hearing 7/31. I went and they said the judgement was already filed March of 2023. I feel like im being blindsided I do not know what to do.

2 Lawyer Answers
Joel Gary Selik
Joel Gary Selik
Answered
  • Collections Lawyer
  • Las Vegas, NV

A: Look into filing a motion to set aside the judgment.

Randy Bryan Ligh
Randy Bryan Ligh
Answered
  • Collections Lawyer
  • Baton Rouge, LA
  • Licensed in Louisiana

A: You indicate that there is a judgment against you signed in March, 2023 which means the customary legal delays to appeal have passed. As such, in order to get the judgment overturned, you really need to meet with an attorney and specifically discuss your case/situation to determine if you have viable position to assert that the judgment is invalid and to best do this, you should be represented by legal counsel. If you fail to do anything, then the creditor may seek to enforce the judgment and seize assets of yours which could include garnishment of wages. Consult with a debtor counsel immediately.

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