Q: Can I be denied rental for credit score if no minimum is stated
A:
In Florida, as in many other states, landlords have the right to consider a prospective tenant's credit history when making rental decisions. A credit score is often used by landlords as a factor in determining whether to approve an applicant's rental application. However, there are certain laws and regulations that landlords must follow to avoid discrimination.
Under the federal Fair Housing Act and the Florida Fair Housing Act, it is illegal for landlords to discriminate against potential tenants based on protected characteristics, such as race, color, national origin, religion, sex, familial status, disability, or age.
If a landlord is using credit scores as part of their rental application process, they must apply the same criteria consistently to all applicants and not target individuals based on protected characteristics. Additionally, the landlord must disclose their rental criteria, including any credit score requirements, upfront to applicants.
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