Long Beach, CA asked in Consumer Law and Contracts for California

Q: Optional add ons were added without consent

I finance a vehicle 7/31/23 the next day i printed out my contract and notice some errors i went to the dealership and requested them to be removed GAP paint protection VSI the finance person claimed this were required. They are violating the FTC . Also they are Misrepresenting credit score giving me a higher interest rate for the benefit of themselves

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4 Lawyer Answers
Yelena Gurevich
Yelena Gurevich
Answered
  • Consumer Law Lawyer
  • Studio City, CA
  • Licensed in California

A: you need to gather all your paperwork and consult with an auto fraud attorney asap.

1 user found this answer helpful

Daniel Timothy LeBel
Daniel Timothy LeBel
Answered
  • Consumer Law Lawyer
  • San Francisco, CA
  • Licensed in California

A: If you're correct about these facts you have reason to be upset and your legal rights have been violated. You should contact an attorney experienced in handling automobile fraud cases as soon as possible to discuss your situation.

Best regards,

Dan LeBel

1 user found this answer helpful

Scott Richard Kaufman
Scott Richard Kaufman
Answered
  • Consumer Law Lawyer
  • Los Altos, CA
  • Licensed in California

A: I concur with the other two legal eagles. I further note that you can cancel some of this stuff, whether they like it or not, and here is the cite that lists it:

https://www.dca.ca.gov/publications/legal_guides/m_1.shtml

Good luck with it

1 user found this answer helpful

James L. Arrasmith
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Answered
  • Consumer Law Lawyer
  • Sacramento, CA
  • Licensed in California

A: If optional add-ons were added to your vehicle financing without your consent, it could potentially constitute a violation of consumer protection laws in California. Similarly, misrepresenting your credit score to secure a higher interest rate might also raise concerns. Consultation with a legal professional would be advisable to assess the situation, determine potential violations, and explore legal remedies to address the issues under California law.

Sincerely,

James L. Arrasmith

Founding Attorney and Chief Lawyer of The Law Offices of James L. Arrasmith

1 user found this answer helpful

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