Jerome, ID asked in Insurance Bad Faith, Insurance Defense and Probate for Louisiana

Q: can i contest beneficiary of life insurance in louisiana

3 policies purchased in the 70s

beneficiary was changed twice, lastly to my dads oldest son

they had a falling out about a year prior to his death

dad changed his will to exclude his son from getting anything

multiple people including non family members know of the falling out between them

my dad had 3 children

2 Lawyer Answers
Anthony M. Avery
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Answered
  • Probate Lawyer
  • Knoxville, TN

A: You will need to check the exact insurance beneficiary designation. Only if it went to the decedent's estate would it go through his will. Usually the designated beneficiary gets the money and it does not go through the estate. A disinheritance in the will does not effect an insurance death benefit unless it goes to the estate.

Randy Bryan Ligh
Randy Bryan Ligh
Answered
  • Probate Lawyer
  • Baton Rouge, LA
  • Licensed in Louisiana

A: I agree with the post of my colleague, attorney Avery.

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