3 policies purchased in the 70s
beneficiary was changed twice, lastly to my dads oldest son
they had a falling out about a year prior to his death
dad changed his will to exclude his son from getting anything
multiple people including non family members know of the... View More 
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answered on Aug 22, 2023
You will need to check the exact insurance beneficiary designation. Only if it went to the decedent's estate would it go through his will. Usually the designated beneficiary gets the money and it does not go through the estate. A disinheritance in the will does not effect an insurance... View More
answered on Feb 22, 2023
A Louisiana attorney could advise best, but your question remains open for three weeks. If your claim is being denied on such grounds, it would depend on what the nature of the suspicious calls are. Characterizing a call as suspicious could be a subjective thing. If you have to litigate your case,... View More
Water damage resulted in mold and remediation and treatment that the company’s insurance doesn’t cover; so need to know if I can do a petition for damages against the company after settling with their insurer.
answered on Nov 10, 2022
A Louisiana attorney could advise best, but your question remains open for two weeks. To receive the lump sum payment, chances are fairly good that the insurance company had you sign a release. If that was the case, the release would have served to let the company off the hook for all further... View More
Company owner sued his own insurance co and lost in a judgement. Where do I stand now? Do I sue his insurance also? Sue him personally? It’s been about 2.5 years
answered on Mar 21, 2024
A Louisiana attorney could advise best, but your question remains open for three weeks. An attorney could advise more definitively with more information about the basis of the denial. One option might be to review the denial with a local attorney, and also learn of applicable statutes of... View More
After years of dropping it in the slot marked "mail that's not yours," I finally called them to report it. I answered questions over the phone. They sent me a document, which I signed and returned stating I don't have any of the documents and haven't opened them. Also I... View More
answered on Mar 7, 2024
A Louisiana attorney could advise best, but your question remains open for a week. It doesn't sound like a case, for practical purposes. What damages did you suffer? This is only an individual opinion. Different attorneys could see the same matter differently. You could reach out to local... View More
I recieved a letter in the mail from a collection agency saying I have to pay a claim of 5000 or to have my license suspended even though I wasn’t the one at fault I have pics it was on Walmart parking lot so the police wouldnt come out. The insurance company said they’re customer saying I hit... View More
answered on Dec 1, 2023
A Louisiana attorney could advise best, but your question remains open for four weeks. You raise a valid point in your defense - you should discuss this further with your carrier, and/or a Louisiana attorney. Good luck
answered on Mar 29, 2023
I believe so----I believe the requirement that you had to have proof of automobile liability insurance became law in 1995----although it's possible it was a few years earlier than that.
I understand they have gone out of business. Can you give me any information on who now has the policies that I can contact?
answered on Apr 17, 2022
A Louisiana attorney could advise best, but your question remains open for four weeks. If the carrier did not provide a call center or other resource for existing policyholders, you could contact the Louisiana Department of Insurance as a starting point. They usually keep track of the current... View More
I have been denied Short-Term Disability, not a claim, just outright denied due to previously having postpartum depression. Is that allowed, should I appeal by myself or hire a lawyer?
answered on Jan 26, 2022
A Louisiana attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal. Try to see if you could arrange a free initial consult with an attorney. Appeal of a disability denial could be a complex matter, depending on your medical file. If you could... View More
I got into a wreck on the afternoon of 12/17. Fault wasn't determined at the scene, and no tickets were issued. I didn't immediately file a claim with my insurance due to stress and mental health issues (it was the 5-yr anniversary of my dad's death). I also needed to get a microSD... View More
answered on Jan 6, 2022
You should contact an accident/injury lawyer in your area to specifically discuss your matter-----most attorneys who receive calls and inquiries about this subject matter will provide a free/complimentary consultation.
I filed a claim for scratches the insurance company wants to total They are not giving me enough money to buy a new car And a salvage on my on my six-year-old car would leave me uninsurable
answered on Dec 6, 2021
A Louisiana attorney could advise best, but your question remains open for three weeks. It could depend on their standard policies. The determination to total out is generally based on certain thresholds, where a carrier would not pay for repairs beyond replacement cost based on market value... View More
I was the cause of a car accident just a finder bender. Gave him my insurance info. That was the 7th of this month. On the 24th I received a letter from a law firm asking for me to send a copy of my insurance policy and declaration of policy limits. And to inform my insurance company of this.... View More
answered on Nov 29, 2021
As far as I can tell, the lawyer has not done anything improper, however you do not have to comply with his request. Instead, I would inform your insurance company of your accident and forward a copy of the attorney's letter to your insurance and let your insurance company handle this from here.
My mom and aunt share a name and birthday, different years, she claims her insurance was canceled in 2018 because they thought she was my mom who died in 2016. Her insurance Risa asking for my moms death certificate to reinstate her . I assumed her ssn would be enough .
I was uninsured during the accident and was at fault. I cant pay the amount in full but it was sent to a collections. I want a letter saying it's been handled & I'm paying for it overtime....I need it to present to the judge.
answered on Feb 25, 2021
They should give you one. Hopefully, you are paying by check so the check is your receipt.
I was uninsured during the accident and was at fault. I can pay the amount in full but it was sent to a collections. I want a letter saying it's been handled & I'm paying for it overtime
answered on Feb 25, 2021
Pay it by check in full. Note on the check that it is payment in full and send it with a cover letter that you need a Release. Then get insurance.
answered on Jul 10, 2019
Are you asking can the driver who was not at fault still recover? This depends on a few different factors, but the best route would be to consult with an experienced personal injury attorney.
answered on Jun 22, 2019
Your daughter is going to be sued. Stiopping to let a pedestrian cross is not a violation of 32:64.
I went to get a oil change and the mechanic told me he changed my oil and it would last me three months. When I tried to go to work the next morning I couldn’t. I had to turn my car off all of the oil leaked out. I had to catch a Uber to work. When I got off I had my car towed to Walmart.They... View More
answered on Jun 29, 2018
If you have a receipt make several copies. Never give the original. Get an estimate from a mechanic as to what is needed to fix it.
answered on Sep 1, 2016
If you are the named beneficiary, the proceeds go directly to you. They are not part of the succession, though they do count towards the estate tax exemption.
accident when I could not afford to pay my premium is that insurance company still liable if I was in a not at fault accident
answered on Nov 14, 2015
Check the policy and local lawyer to see if there was a grace period. A local lawyer can review and advise.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for... View More
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