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I was injured in a car accident in December 2023 while a passenger in my fiancé's commercial truck during a hotshot delivery from Texas to Louisiana. A Louisiana driver struck us on the right side, causing neck and back injuries. I've undergone two spinal injections, four weeks of... View More
answered on Oct 20, 2025
I'm sorry about your accident. The first thing you may want explore is timeliness, since this accident dates back to December 2023. Your new attorney should be able to advise meaningfully on that. The other questions could hinge on the respective liabilities of the vehicles here. Yes, if the... View More
On October 20, 2024, I had a slip-and-fall accident at a fast food restaurant. The floor was wet due to a clogged drain hole, which the manager acknowledged and took pictures of, and it was fixed two days after the incident. I suffered injuries and underwent surgery for my knee and torn rotator... View More
answered on Sep 5, 2025
You are not legally required to hand over your entire past medical history to an insurance adjuster. However, they will almost always ask for it because they want to find anything in your past they can use to argue that your current injuries were “pre-existing” or not related to the incident.... View More
I own a car that was involved in an accident while being driven by someone without a license. I was not the driver, but we lied to the police about who was driving. There were witnesses to the accident, and insurance claims have been initiated. Am I at risk of being sued under these circumstances?
answered on Sep 9, 2025
I suggest that you do not post anything more about what happened as what you post is a statement by you and can be used against you---further, I strongly recommend that you consult with an attorney in your to discuss the specifics of your situation and how to proceed. Good luck.
I was pulled over by the police for having a headlight out very close to my house, about 2 minutes away. The officer found that I didn't have insurance, and although he wanted to take me to jail, he couldn't, so he impounded my truck instead. Can the police impound my vehicle even though... View More
answered on May 15, 2025
Yes, the police can legally impound your vehicle if you're caught driving without insurance, even if you’re just a few minutes from home. Driving without insurance is considered a violation of the law in most states, and officers have the authority to remove the vehicle from the road to... View More
I have started counseling sessions related to a car accident that happened some time ago. I'm seeking information on the maximum amount a counselor can charge per session and how many sessions or what duration is typically covered by insurance for mental health support related to trauma from a... View More
answered on May 14, 2025
What you're doing—getting support after a car accident—is a strong and important step toward healing. The cost of counseling sessions can vary widely depending on where you live and whether your counselor accepts insurance. On average, private counseling can range from \$100 to \$250 per... View More
Last July, my insurance agency issued a certificate of insurance for my truck and trailer. However, the finance company did not approve the amount, and I am surprised to learn from the insurance company that my insurance is considered active since last July, despite no payments being collected from... View More
answered on Apr 12, 2025
It sounds like you're in an unexpected and frustrating situation with your insurance company. Since the finance company didn’t approve the finance amount and you weren’t informed of any issues, it’s concerning that the insurance company is now asking for retroactive payments. First, you... View More
I was pulled over a few hours ago in Louisiana for a license plate light being out and not having insurance. The officer towed my vehicle due to the lack of insurance. However, before the tow truck arrived, I had my insurance activated with Go Auto Insurance for state liability, but my truck was... View More
answered on Apr 11, 2025
I’m really sorry you had to deal with all of this—it’s frustrating when you try to do the right thing, like getting insurance on the spot, and still face costly consequences. In Louisiana, when law enforcement orders a tow due to certain violations like lack of insurance, the fees are... View More
Company owner sued his own insurance co and lost in a judgement. Where do I stand now? Do I sue his insurance also? Sue him personally? It’s been about 2.5 years
answered on Mar 21, 2024
A Louisiana attorney could advise best, but your question remains open for three weeks. An attorney could advise more definitively with more information about the basis of the denial. One option might be to review the denial with a local attorney, and also learn of applicable statutes of... View More
After years of dropping it in the slot marked "mail that's not yours," I finally called them to report it. I answered questions over the phone. They sent me a document, which I signed and returned stating I don't have any of the documents and haven't opened them. Also I... View More
answered on Mar 7, 2024
A Louisiana attorney could advise best, but your question remains open for a week. It doesn't sound like a case, for practical purposes. What damages did you suffer? This is only an individual opinion. Different attorneys could see the same matter differently. You could reach out to local... View More
I recieved a letter in the mail from a collection agency saying I have to pay a claim of 5000 or to have my license suspended even though I wasn’t the one at fault I have pics it was on Walmart parking lot so the police wouldnt come out. The insurance company said they’re customer saying I hit... View More
answered on Dec 1, 2023
A Louisiana attorney could advise best, but your question remains open for four weeks. You raise a valid point in your defense - you should discuss this further with your carrier, and/or a Louisiana attorney. Good luck
3 policies purchased in the 70s
beneficiary was changed twice, lastly to my dads oldest son
they had a falling out about a year prior to his death
dad changed his will to exclude his son from getting anything
multiple people including non family members know of the... View More
answered on Aug 22, 2023
You will need to check the exact insurance beneficiary designation. Only if it went to the decedent's estate would it go through his will. Usually the designated beneficiary gets the money and it does not go through the estate. A disinheritance in the will does not effect an insurance... View More
answered on Mar 29, 2023
I believe so----I believe the requirement that you had to have proof of automobile liability insurance became law in 1995----although it's possible it was a few years earlier than that.
answered on Feb 22, 2023
A Louisiana attorney could advise best, but your question remains open for three weeks. If your claim is being denied on such grounds, it would depend on what the nature of the suspicious calls are. Characterizing a call as suspicious could be a subjective thing. If you have to litigate your case,... View More
Water damage resulted in mold and remediation and treatment that the company’s insurance doesn’t cover; so need to know if I can do a petition for damages against the company after settling with their insurer.
answered on Nov 10, 2022
A Louisiana attorney could advise best, but your question remains open for two weeks. To receive the lump sum payment, chances are fairly good that the insurance company had you sign a release. If that was the case, the release would have served to let the company off the hook for all further... View More
I understand they have gone out of business. Can you give me any information on who now has the policies that I can contact?
answered on Apr 17, 2022
A Louisiana attorney could advise best, but your question remains open for four weeks. If the carrier did not provide a call center or other resource for existing policyholders, you could contact the Louisiana Department of Insurance as a starting point. They usually keep track of the current... View More
I have been denied Short-Term Disability, not a claim, just outright denied due to previously having postpartum depression. Is that allowed, should I appeal by myself or hire a lawyer?
answered on Jan 26, 2022
A Louisiana attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal. Try to see if you could arrange a free initial consult with an attorney. Appeal of a disability denial could be a complex matter, depending on your medical file. If you could... View More
I got into a wreck on the afternoon of 12/17. Fault wasn't determined at the scene, and no tickets were issued. I didn't immediately file a claim with my insurance due to stress and mental health issues (it was the 5-yr anniversary of my dad's death). I also needed to get a microSD... View More
answered on Jan 6, 2022
You should contact an accident/injury lawyer in your area to specifically discuss your matter-----most attorneys who receive calls and inquiries about this subject matter will provide a free/complimentary consultation.
I filed a claim for scratches the insurance company wants to total They are not giving me enough money to buy a new car And a salvage on my on my six-year-old car would leave me uninsurable
answered on Dec 6, 2021
A Louisiana attorney could advise best, but your question remains open for three weeks. It could depend on their standard policies. The determination to total out is generally based on certain thresholds, where a carrier would not pay for repairs beyond replacement cost based on market value... View More
I was the cause of a car accident just a finder bender. Gave him my insurance info. That was the 7th of this month. On the 24th I received a letter from a law firm asking for me to send a copy of my insurance policy and declaration of policy limits. And to inform my insurance company of this.... View More
answered on Nov 29, 2021
As far as I can tell, the lawyer has not done anything improper, however you do not have to comply with his request. Instead, I would inform your insurance company of your accident and forward a copy of the attorney's letter to your insurance and let your insurance company handle this from here.
My mom and aunt share a name and birthday, different years, she claims her insurance was canceled in 2018 because they thought she was my mom who died in 2016. Her insurance Risa asking for my moms death certificate to reinstate her . I assumed her ssn would be enough .
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