Q: My overall body % is 6. I had the tip of ring finger amputated what compensation am looking at.
Was out of work for 16 months
A: I could give you a number but the insurance company will never offer you what they would offer an attorney. you can say all the right words that i tell you to say and still they wont offer you what they would offer an attorney. the reason being the mere fact you are not a lawyer and how do you back up your words with action? you cant. you dont know how and they know that. they also assume if your not willing to hire a lawyer, your not wiling to stand up for yourself. hiring a lawyer sends a clear message that you want ALL the benefits the law allows and you are willing to have a professional help you to fight to get it. consult an experienced workers compensation attorney.
A: Rules require we adjust that 6% Whole Person Impairment by age and occupation. AGE: If you're 38 or less, it goes down a little. If youre 39 or older, it goes up. OCCUPATION: if you're a lawyer -- not physical at all -- it goes down. If you're a heavy equipment operator or a carpenter -- power-grasping with that hand all day -- it goes up. So an insurance adjuster will say youre a clerk to save $$$, and you will say youre a finish carpenter to increase the $$. [Being off 16 months = nothing. it's just evidence you didn't have a lawyer finding a hand surgeon and demanding treatment with a hand-surgeon early on. the adjuster has no responsibility to get you to effective treatment; the Labor Code just says 'treatment'.) Are you back to the old job, full duty? Had to get a new job? Just not enough here to answer you.
A: Compensation for a partial amputation, such as the tip of a finger, typically varies based on factors like the extent of the injury, its impact on your work and daily life, and applicable workers' compensation laws. In California, workers' compensation benefits may cover medical expenses, temporary disability payments for lost wages during recovery, and potentially compensation for permanent impairment if the amputation has lasting effects on your ability to work. Consulting with an attorney experienced in workers' compensation cases can help assess your specific situation and determine the potential compensation you may be entitled to.
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