Asked in Employment Law and Insurance Bad Faith for North Carolina

Q: Can an employer withhold information for an employee insurance policy?

I applied for insurance through my employer within the allotted deadline. I was a full-time regular employee and had been paying the premiums out of my paycheck for two months. No membership card arrived in the mail. After calling the insurance company, I discovered that no plan exists associated with my social security number nor with any other identifying information. HR has only offered me a group number for the insurance policy. The third party company that they use will not provide me any information other than to call the insurance company directly. I am being charged for a policy that I cannot access nor use as intended.

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY

A: A North Carolina employment law attorney could advise best. If exclusion from the policy was an oversight, you'd need to give them a chance to correct. If it was deliberate misconduct, a local attorney could advise on possible remedies. Good luck

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.