Asked in Employment Law and Insurance Bad Faith for North Carolina

Q: Can an employer withhold information for an employee insurance policy?

I applied for insurance through my employer within the allotted deadline. I was a full-time regular employee and had been paying the premiums out of my paycheck for two months. No membership card arrived in the mail. After calling the insurance company, I discovered that no plan exists associated with my social security number nor with any other identifying information. HR has only offered me a group number for the insurance policy. The third party company that they use will not provide me any information other than to call the insurance company directly. I am being charged for a policy that I cannot access nor use as intended.

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY

A: A North Carolina employment law attorney could advise best. If exclusion from the policy was an oversight, you'd need to give them a chance to correct. If it was deliberate misconduct, a local attorney could advise on possible remedies. Good luck

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