I was in a car accident other driver fond at fault. I was with out my car for 35 days which caused a loss to my business .. I claimed this and the insurance company says I didn't take the rental they provided.. the problem is the rental company was charging a deposit, which I didn't... View More 
answered on Jun 22, 2023
A North Carolina attorney could advise best, but your question remains open for a week. The insurance company has a reasonable argument they provided a rental and that that rental companies do charge deposits - the amount can vary by company. The court may see them favorably in light of this - but... View More
answered on Oct 10, 2022
A North Carolina attorney could advise best, but your question remains open for four weeks. You could reach out to civil litigation attorneys who handle insurance claims. Some more detail would be helpful as to the type of matter you have - auto, home, life, health, etc. Some attorneys specialize... View More
i live in north carolina
answered on Oct 7, 2022
A North Carolina attorney could advise best, but your question remains open for three weeks. Until you consult with a local attorney, there are several issues to sort out here. The most pressing would be handling any violations for not having current insurance. In terms of the other driver, it will... View More
answered on May 25, 2023
A North Carolina attorney could advise best, but your question remains open for two weeks. If the matter involved misrepresentation or fraud, it's possible, without knowing the details here. But any reputable carrier is likely to use disclaimers and other fine print. Good luck
I did give verbal consent but was not informed that they keep all of money for canceling
answered on Apr 11, 2023
A North Carolina attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney, the general answer is that it could depend on the terms of the agreement (whether outlined online, recorded on a telephone, or other format). A local... View More
answered on Sep 30, 2022
A North Carolina attorney could advise best, but your question remains open for four weeks. An attorney is likely going to want to see more details about the policy. If you could arrange a brief initial consult, an attorney might be able to outline the best options here, such as litigation or... View More
I had been in talks with a large college for over a year about running my mobile business on campus, I moved states, and got the insurance/ certifications/ inspections they told me I had to get to work with them (all of which costed money) and after doing all that specifically for this school,... View More
answered on Oct 15, 2021
A North Carolina attorney could advise best, but your question remains open for two weeks. It could be difficult for ANY attorney to answer your question based on these brief facts. An attorney would likely want to see agreements, contracts, and communications between you and the business. If you... View More
God did not lay the pipe! Utility vendor insurance carrier says not liable for damages as no work had been done that was faulty, just normal wear. But also claimed 100 year pipe, only been 50 years in. Another main burst 100 yards down road yesterday. My damage was 4 weeks ago. Should I file... View More
answered on Aug 3, 2021
A North Carolina attorney could advise best, but your post remains open for three weeks. You could continue to await a response, but you could also consider reaching out to local attorneys with experience in civil litigation and property & casualty losses. This has the makings of a complex,... View More
I have an insurance claim through the person that hit my car while it was parked in a parking lot. The insurance company paid for a rental car but is only giving me the rental car for 4 days and then want it returned. My car is currently not drive able, and the local shops around my car are booked... View More
answered on Jan 8, 2021
A North Carolina attorney could advise best, but your question remains open for a while. In most jurisdictions, the answer would be no, unless that same lawyer happens to be handling your bodily injury case. Insurance carriers generally allow rentals until their property damage adjustor submits... View More
He passed last night and it was unexpected, so we didn’t have enough time to put me as a dependent
answered on Feb 27, 2020
If anyone here is going to have insight into your situation, it's going to be lawyers in the Probate - Estate Planning sections here. You could contact one of the lawyers on this site, or seek someone independently through your own searches. It isn't insurance bad faith if a beneficiary... View More
The dog wasn't on public road, but on the side of a private driveway, defecating. The driver was going too fast, was not paying attention, and hit and crushed her skull with his truck. My understanding is that my dog can be loose on private property. She did not run to, or in front of the... View More
answered on Feb 7, 2020
File a claim with their insurance company. You can claim for the financial loss, and also may have a claim for negligent infliction of emotional distress. I'd suggest you talk to a member of the NC Trial Lawyers Assn/Assn for Justice --- they focus their practice on these types of cases, and... View More
My homeowners insurance refused to pay off my house after my husband passed away because they said it was in a grace period. It didn't get paid for that month but when he passed it was still in a grace period. Called around 7 or 8 times and they kept refusing to honor it.
answered on Jan 22, 2020
This doesn't sound like a homeowners insurance but maybe life insurance. Ultimately it's a contract issue. If the default was not cured there may not be relief. However if he passed during the grace period, generally the policy should be honored.
Consult an experienced civil... View More
I have provided all info needed, surgical notes, etc. and they still refuse to pay. I have filed my appeal and am close to going public with this ordeal. This is for a cancer policy. In addition, I have recorded conversations with this company where false information and excuses have been given... View More
answered on Nov 2, 2019
A North Carolina attorney could advise best on this, but your question remains open for two weeks. Dealing with the matter privately or publicly is up to you. Check the wording in the application for the appeal, particularly in terms of whether the determination of the appeal panel is binding.... View More
Shop has had my truck since January. Been back and forth between shop and insurance about getting supplement filed. Insurance never sent adjuster to look at truck and never sent one to the shop the entire time. Now that the shop has finished all repair work and was finalizing supplement, now... View More
answered on May 14, 2018
That's clearly a sticky issue. Probably best to contact someone in management, advising them of your problems.
Maybe the shop can help works thing out, especially if the adjustor said they were covering the costs.
In the above clause, does ";" mean "and" or "or"? I am trying to get the floodlights under my eaves repaired under warranty.
answered on Apr 19, 2018
I'd love to help you out, but unfortunately without more context you're question cannot really be answered. I assume this is part of a policy you are trying to understand? If so, these policies are even difficult for practiced attorneys! You should consider reaching out to an insurance... View More
This occurred back in 2008, but I was active duty in the military, therefore I had a lot going on. At the time I only had liability coverage on the bike so we also filed a claim with Travelers Insurance. They did not work with us at all and denied my claim, even though it happened on my parents... View More
I have renter's insurance bundled with my auto insurance policy. I informed the property company of this and they requested that I add them to the policy as a condition to removing the fee
1 was a bartender/server for 30 yrs. 10 yrs ago l was prescribed methadone for a medical condition not related to addiction & didn't need to work. Now, I'm fighting an addiction, and on a fixed income @ 62 yrs old. I'm in recovery & don't dare take the chance of being in... View More
answered on Jun 30, 2017
Hope you tell your GOP Senators and Congressman about this as they seem to think people like you can just get insurance and need no help. There are "spend down" and other ways if you are "medically needy" of qualifying for medical assistance, but these vary by state. See if... View More
I was in a car accident after my girlfriend knowingly let me drive it. The car was uninsured and unregistered at the time. But now the other drivers insurance company is trying to suspend the drivers licenses of both my girlfriend and I. She got me to sign a document stating i would both pay her... View More
answered on Apr 24, 2017
If the her is your girlfriend, then you can go legal or realism. Realism is if you don't have the money now you won't be able to pay her back. Secondly, has the case gone to judgment? Depending on the amounts bankruptcy is an option. Another issue is what you got for signing it. If it... View More
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