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North Carolina Insurance Bad Faith Questions & Answers

1 Answer | Asked in Insurance Bad Faith for North Carolina on

Q: Onslow, NC. Insurance company had shop paint vehicle and backed out after claiming they told me they wouldnt.

Shop has had my truck since January. Been back and forth between shop and insurance about getting supplement filed. Insurance never sent adjuster to look at truck and never sent one to the shop the entire time. Now that the shop has finished all repair work and was finalizing supplement, now... Read more »

Bill Powers answered on May 14, 2018

That's clearly a sticky issue. Probably best to contact someone in management, advising them of your problems.

Maybe the shop can help works thing out, especially if the adjustor said they were covering the costs.

1 Answer | Asked in Contracts and Insurance Bad Faith for North Carolina on

Q: 5.“Interior”- within... exterior walls; under roofing materials; above basement floor or home’s slab

In the above clause, does ";" mean "and" or "or"? I am trying to get the floodlights under my eaves repaired under warranty.

Jake Andrew Snider answered on Apr 19, 2018

I'd love to help you out, but unfortunately without more context you're question cannot really be answered. I assume this is part of a policy you are trying to understand? If so, these policies are even difficult for practiced attorneys! You should consider reaching out to an insurance claim... Read more »

1 Answer | Asked in Contracts and Insurance Bad Faith for North Carolina on

Q: My motorcycle was stolen years ago & the insurance company denied my claim. Any suggestions for a lawyer that can help?

This occurred back in 2008, but I was active duty in the military, therefore I had a lot going on. At the time I only had liability coverage on the bike so we also filed a claim with Travelers Insurance. They did not work with us at all and denied my claim, even though it happened on my parents... Read more »

Christian Lassen answered on Apr 2, 2018

You didn't post whether there was a judgment for this

Q: I live in Charlotte NC. I'm inquiring as to whether it's legal for my management company to charge me for renter's insur

I have renter's insurance bundled with my auto insurance policy. I informed the property company of this and they requested that I add them to the policy as a condition to removing the fee

Christian Lassen answered on Apr 2, 2018

It can be a term of the lease to have it

1 Answer | Asked in Elder Law, Insurance Bad Faith, Insurance Defense and Medical Malpractice for North Carolina on

Q: My question is how do l get medical ins. in N.C. when I'm on a fixed income & can't work ? I'm inbetween 60-65 yrs old.

1 was a bartender/server for 30 yrs. 10 yrs ago l was prescribed methadone for a medical condition not related to addiction & didn't need to work. Now, I'm fighting an addiction, and on a fixed income @ 62 yrs old. I'm in recovery & don't dare take the chance of being in that type of environment. I... Read more »

Peter N. Munsing answered on Jun 30, 2017

Hope you tell your GOP Senators and Congressman about this as they seem to think people like you can just get insurance and need no help. There are "spend down" and other ways if you are "medically needy" of qualifying for medical assistance, but these vary by state. See if there is a patient... Read more »

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Contracts for North Carolina on

Q: Subrogation claim after uninsured car accident?

I was in a car accident after my girlfriend knowingly let me drive it. The car was uninsured and unregistered at the time. But now the other drivers insurance company is trying to suspend the drivers licenses of both my girlfriend and I. She got me to sign a document stating i would both pay her... Read more »

Peter N. Munsing answered on Apr 24, 2017

If the her is your girlfriend, then you can go legal or realism. Realism is if you don't have the money now you won't be able to pay her back. Secondly, has the case gone to judgment? Depending on the amounts bankruptcy is an option. Another issue is what you got for signing it. If it lacked... Read more »

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