Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
My whole first floor and all items a total loss. Supervisor of harnett sewer came out and said they are responsible but yet claim still was denied by their insurance Sedgwick. Who's paying to repair and replace my home....
answered on May 28, 2024
Addendum - looking at the timeline of your claim, you should immediately try to find out if you have notice of claim requirements (short filing deadlines - in some places 30 days, 60 days, 90 days, etc.). A local attorney who works in civil litigation should be able to advise you on this in more... View More 
My whole first floor and all items a total loss. Supervisor of harnett sewer came out and said they are responsible but yet claim still was denied by their insurance Sedgwick. Who's paying to repair and replace my home....
answered on May 28, 2024
A North Carolina attorney could advise best, but you await a response for four weeks. Two of your options include working through your insurance carrier. Another option is to reach out to attorneys who handle property damage cases to try to set up a free initial consult. Good luck
I applied for insurance through my employer within the allotted deadline. I was a full-time regular employee and had been paying the premiums out of my paycheck for two months. No membership card arrived in the mail. After calling the insurance company, I discovered that no plan exists associated... View More
answered on Apr 29, 2024
A North Carolina employment law attorney could advise best. If exclusion from the policy was an oversight, you'd need to give them a chance to correct. If it was deliberate misconduct, a local attorney could advise on possible remedies. Good luck
The collision shop deemed the car a total loss. However, there was NOTHING mechanically wrong with or damaged to the car.
answered on Feb 13, 2024
A North Carolina attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney about state-specific laws, in general, insurance companies could request titles if they're paying the owner a salvage value and taking the car.... View More
answered on Jan 4, 2024
A North Carolina attorney could advise best, but your question remains open for a week. Also, it looks like part of it may have gotten left off. You could repost with additional details. Don't include personal information, but it would be helpful for attorneys here to know what your question... View More
2000 Dodge Neon partially restored classic, regular title rushed to take settlement by insurance company
answered on Dec 18, 2023
A North Carolina attorney could advise best, but your question remains open for two weeks. Nationwide in many places, the carrier will present the policyholder with the option to receive a salvage amount if giving up the car. But a local attorney could advise more definitively, as you say that your... View More
I was in a car accident other driver fond at fault. I was with out my car for 35 days which caused a loss to my business .. I claimed this and the insurance company says I didn't take the rental they provided.. the problem is the rental company was charging a deposit, which I didn't... View More
answered on Jun 22, 2023
A North Carolina attorney could advise best, but your question remains open for a week. The insurance company has a reasonable argument they provided a rental and that that rental companies do charge deposits - the amount can vary by company. The court may see them favorably in light of this - but... View More
answered on May 25, 2023
A North Carolina attorney could advise best, but your question remains open for two weeks. If the matter involved misrepresentation or fraud, it's possible, without knowing the details here. But any reputable carrier is likely to use disclaimers and other fine print. Good luck
I did give verbal consent but was not informed that they keep all of money for canceling
answered on Apr 11, 2023
A North Carolina attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney, the general answer is that it could depend on the terms of the agreement (whether outlined online, recorded on a telephone, or other format). A local... View More
answered on Oct 10, 2022
A North Carolina attorney could advise best, but your question remains open for four weeks. You could reach out to civil litigation attorneys who handle insurance claims. Some more detail would be helpful as to the type of matter you have - auto, home, life, health, etc. Some attorneys specialize... View More
i live in north carolina
answered on Oct 7, 2022
A North Carolina attorney could advise best, but your question remains open for three weeks. Until you consult with a local attorney, there are several issues to sort out here. The most pressing would be handling any violations for not having current insurance. In terms of the other driver, it will... View More
answered on Sep 30, 2022
A North Carolina attorney could advise best, but your question remains open for four weeks. An attorney is likely going to want to see more details about the policy. If you could arrange a brief initial consult, an attorney might be able to outline the best options here, such as litigation or... View More
I had been in talks with a large college for over a year about running my mobile business on campus, I moved states, and got the insurance/ certifications/ inspections they told me I had to get to work with them (all of which costed money) and after doing all that specifically for this school,... View More
answered on Oct 15, 2021
A North Carolina attorney could advise best, but your question remains open for two weeks. It could be difficult for ANY attorney to answer your question based on these brief facts. An attorney would likely want to see agreements, contracts, and communications between you and the business. If you... View More
God did not lay the pipe! Utility vendor insurance carrier says not liable for damages as no work had been done that was faulty, just normal wear. But also claimed 100 year pipe, only been 50 years in. Another main burst 100 yards down road yesterday. My damage was 4 weeks ago. Should I file... View More
answered on Aug 3, 2021
A North Carolina attorney could advise best, but your post remains open for three weeks. You could continue to await a response, but you could also consider reaching out to local attorneys with experience in civil litigation and property & casualty losses. This has the makings of a complex,... View More
I have an insurance claim through the person that hit my car while it was parked in a parking lot. The insurance company paid for a rental car but is only giving me the rental car for 4 days and then want it returned. My car is currently not drive able, and the local shops around my car are booked... View More
answered on Jan 8, 2021
A North Carolina attorney could advise best, but your question remains open for a while. In most jurisdictions, the answer would be no, unless that same lawyer happens to be handling your bodily injury case. Insurance carriers generally allow rentals until their property damage adjustor submits... View More
He passed last night and it was unexpected, so we didn’t have enough time to put me as a dependent
answered on Feb 27, 2020
If anyone here is going to have insight into your situation, it's going to be lawyers in the Probate - Estate Planning sections here. You could contact one of the lawyers on this site, or seek someone independently through your own searches. It isn't insurance bad faith if a beneficiary... View More
The dog wasn't on public road, but on the side of a private driveway, defecating. The driver was going too fast, was not paying attention, and hit and crushed her skull with his truck. My understanding is that my dog can be loose on private property. She did not run to, or in front of the... View More
answered on Feb 7, 2020
File a claim with their insurance company. You can claim for the financial loss, and also may have a claim for negligent infliction of emotional distress. I'd suggest you talk to a member of the NC Trial Lawyers Assn/Assn for Justice --- they focus their practice on these types of cases, and... View More
My homeowners insurance refused to pay off my house after my husband passed away because they said it was in a grace period. It didn't get paid for that month but when he passed it was still in a grace period. Called around 7 or 8 times and they kept refusing to honor it.
answered on Jan 22, 2020
This doesn't sound like a homeowners insurance but maybe life insurance. Ultimately it's a contract issue. If the default was not cured there may not be relief. However if he passed during the grace period, generally the policy should be honored.
Consult an experienced civil... View More
I have provided all info needed, surgical notes, etc. and they still refuse to pay. I have filed my appeal and am close to going public with this ordeal. This is for a cancer policy. In addition, I have recorded conversations with this company where false information and excuses have been given... View More
answered on Nov 2, 2019
A North Carolina attorney could advise best on this, but your question remains open for two weeks. Dealing with the matter privately or publicly is up to you. Check the wording in the application for the appeal, particularly in terms of whether the determination of the appeal panel is binding.... View More
Shop has had my truck since January. Been back and forth between shop and insurance about getting supplement filed. Insurance never sent adjuster to look at truck and never sent one to the shop the entire time. Now that the shop has finished all repair work and was finalizing supplement, now... View More
answered on May 14, 2018
That's clearly a sticky issue. Probably best to contact someone in management, advising them of your problems.
Maybe the shop can help works thing out, especially if the adjustor said they were covering the costs.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
