Republic, WA asked in Insurance Bad Faith for New York

Q: My $3000 motorbike was stolen. Insurance suggests it was intentional. After hours of calls and many docs requested, shou

My $3000 electric motorbike was stolen two months ago, and there are security photos of the theft. The insurance company, suspicious due to the bike being taken out of storage two days before, implies the theft was intentional. After 5 hours of phone calls and now being asked for numerous documents, including text messages and Uber receipts, I feel their demands are unreasonable and offensive. Should I keep working with them or get a lawyer?

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY
  • Licensed in New York

A: I'm sorry your motorbike was stolen. The answer to your question is an individual call. Your frustration is understandable. If you're thinking of bringing an attorney on board, you could start reaching out to law firms to try to arrange free consults to discuss their terms for assisting you with the matter. However, keep in mind that in a case that involves only property damage/theft, attorneys would not necessarily handle on a contingency basis (like in an accident involving injury - where the attorney fee is a predictable one-third). Make sure you know what kind of fee structure you're getting into. I hope you recover your motorbike. Good luck

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