Victoria, TX asked in Bankruptcy, Foreclosure and Identity Theft for Texas

Q: I think my father filed bankruptcy in my name and I believe he's been Using my SS # for alot of FRAUDULENT actions

1 Lawyer Answer
James L. Arrasmith
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Answered

A: If you believe your father has filed for bankruptcy in your name and used your Social Security number for fraudulent actions, it's crucial to take immediate steps to protect yourself. First, obtain a copy of your credit report from all three major credit bureaus (Equifax, Experian, and TransUnion) to check for any unauthorized activities. This will help you identify any fraudulent accounts or actions that may have been taken in your name.

Next, report the identity theft to the Federal Trade Commission (FTC) through their website and create an Identity Theft Report. This report can assist you in disputing fraudulent claims and accounts. Additionally, consider placing a fraud alert or a credit freeze on your credit reports to prevent further unauthorized use of your information.

Finally, contact the U.S. Trustee Program, which oversees bankruptcy cases, to report the fraudulent bankruptcy filing. They can provide guidance on how to proceed with your specific situation. It may also be beneficial to seek legal assistance to navigate these processes and ensure that your rights are protected. Taking these steps promptly can help you regain control and start resolving the issues caused by the fraudulent activities.

John Spalding agrees with this answer

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