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Texas Foreclosure Questions & Answers
2 Answers | Asked in Bankruptcy and Foreclosure for Texas on
Q: I need to know how to stop a writ of possession that hasn't been served
John Michael Frick
John Michael Frick
answered on Mar 19, 2024

A writ of possession may be stayed by timely appealing the case to the county court or by filing a supersedeas bond within ten days from the date of judgment in the county court.

Once a judgment for eviction has been granted, even filing bankruptcy will not stop a writ of possession from...
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2 Answers | Asked in Bankruptcy and Foreclosure for Texas on
Q: I need to know how to stop a writ of possession that hasn't been served
James L. Arrasmith
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answered on Mar 19, 2024

If you're facing a writ of possession that hasn't yet been served, it's crucial to act quickly. First, you should review the details of the eviction notice or court decision leading to the writ. Understanding the basis of the action can help you identify any possible errors or... View More

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1 Answer | Asked in Foreclosure, Real Estate Law, Estate Planning and Probate for Texas on
Q: Mother died with a mortgage. No will. Heavy debt. I DO NOT want her house. M/C is suing me for mortgage. What do I do?

I am her only child, 39, with my own family. Mother was horrible with finances, and I want nothing to do with her estate.

Hearing in a few days, docket lists “MOTION FOR SUMMARY JUDGMENT, MOTION TO COMPEL MEDIATION AND DEPOSITION,” and I’m freaking out.

John Michael Frick
John Michael Frick
answered on Jan 9, 2024

You should hire an attorney to file an answer, a response to the motion for summary judgment, and a response to the motion to compel mediation and deposition.

If you are not a co-signor on her mortgage, the mortgage company is most likely suing you because you are your mother's sole...
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1 Answer | Asked in Foreclosure, Domestic Violence, Divorce and Family Law for Texas on
Q: Exhusb got house in divorce, I'm domestic violence survivor. He was suppose to sell give $10,000 per divorce decree.

He never did he made me sign quit claim said now I'm off loan. He lied to me to refinance. He died house in foreclosure. Can I do anything?

John Michael Frick
John Michael Frick
answered on Dec 11, 2023

If the statute of limitations has not expired, you can sue your ex-husband's estate for the $10,000 you were supposed to receive.

Whether the statute of limitations has expired depends on the language of your divorce decree. Typically, a decree will set a within which a spouse is...
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1 Answer | Asked in Foreclosure for Texas on
Q: Loan modification denied 3 times, reason npv Payment plan was to high, How can I stop foreclosure

Mortgage co won't work with me, only option to pay full amount past dued

Who can help me get mortgage current, don't have the money for attorney

John Cucci Jr.
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answered on Nov 5, 2023

The only real way to stop foreclosure in TX is to sue the bank and get a stay(temporary restraining order) of the f/c sale. I have never lost one of these cases and they always give the borrower leverage and time to re-design or re-make the loan and its terms. This all supposes that you are... View More

1 Answer | Asked in Contracts and Foreclosure for Texas on
Q: I have a TRO,Lis Pendens,PreliminaryInjunction andDecleratory Relief drafted and filed at court with complaint whatsnext

How Do I file the TRO, Lis Pendens, Prelininary injunction and Declaratory Relief?

John Michael Frick
John Michael Frick
answered on Jun 14, 2023

A notice of lis pendens is filed in the deed records of the county where the property is located.

An application for TRO, preliminary injunction, and declaratory relief is filed electronically with the clerk of the court (which could be the county clerk, state district clerk, or federal...
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1 Answer | Asked in Foreclosure and Bankruptcy for Texas on
Q: If a bankrupcty filing is dismissed due to errors on paperwork is the lender required to start the foreclosure

process over again. IE resend the notice of default certified and then the notice to accelerate and sale date?

John Michael Frick
John Michael Frick
answered on May 8, 2023

Typically yes with respect to the notice of sale.

Trustee’s and foreclosure sales happen on the first Tuesday of each month. Certain notices ordinarily required are specific to a particular sale date. Others are not.

Typically, a notice of default and a notice of acceleration...
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1 Answer | Asked in Real Estate Law, Foreclosure and Collections for Texas on
Q: I live in TX and have a timeshare in IL that is being nonjudicially foreclosed. What is going to happen to us?

Can they take our home, business, or bank accounts? Please help! Which state’s laws apply in this case?

Barry W. Kaufman
Barry W. Kaufman
answered on Feb 22, 2023

I am not licensed in Illinois or Texas, but in general:

1. Illinois law applies to the foreclosure. If there is a money deficiency or judgment that you are personally liable for, the judgment will be entered in Illinois.

2. The judgment creditor, if it intends to execute on the...
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2 Answers | Asked in Foreclosure and Real Estate Law for Texas on
Q: Someone altered a unpaid promisary note and filed a mortgage on my home

What do I need do do to get this unpaid mortgage realeased

John Michael Frick
John Michael Frick
answered on Jan 9, 2023

In Texas, the common practice is to use a deed of trust to secure a mortgage loan. The deed of trust must be sign by the homeowner which, in this case, is you.

If you did not sign the deed of trust and someone forged your signature, you should file a declaratory judgment action asking the...
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1 Answer | Asked in Real Estate Law, Contracts and Foreclosure for Texas on
Q: we live in texas and have homestead act on house/property. can roofer foreclose on us for unpaid roof?
John Michael Frick
John Michael Frick
answered on Oct 25, 2022

If the roofing contractor has properly fixed a lien against the homestead as provided in Chapter 53 of the Texas Property Code, yes the roofer can judicially foreclose on the lien.

1 Answer | Asked in Foreclosure for Texas on
Q: What do attorneys do when someone is facing foreclosure by the HOA.
John Michael Frick
John Michael Frick
answered on Apr 24, 2024

If there is a valid ground to contest the foreclosure, an attorney likely would file an application for a temporary restraining order and temporary injunction as part of a declaratory judgment action seeking a declaration that the HOA does not have valid grounds to foreclose on the property.... View More

1 Answer | Asked in Insurance Bad Faith, Consumer Law, Foreclosure and Banking for Texas on
Q: auction.com has my property listed for auction 4/2/24. I was not given proper legal notification

What can be done, other than bankruptcy to immediately stop my home from going to auction? I only was made aware of my property going to auction by setting a reminder on the website for my property. The bank cancelled a Nov 23’ auction. I have not received tax forms from the lender since 2019 and... View More

James L. Arrasmith
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answered on Apr 1, 2024

I'm so sorry to hear about the challenging situation you're facing with your home potentially being auctioned off, especially given the lack of proper notification and other issues you've described with your lender. This sounds very stressful and I can understand your urgency in... View More

1 Answer | Asked in Foreclosure and Insurance Defense for Texas on
Q: Can i buy a title insurance policy for a deed in lieu of foreclosure in Texas? I am the owner finance lender.
John Michael Frick
John Michael Frick
answered on Mar 11, 2024

Yes, you can legally buy a title insurance policy.

1 Answer | Asked in Foreclosure for Texas on
Q: I haven't received a foreclosure notice yet .
John Cucci Jr.
John Cucci Jr. pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 7, 2023

When you get that letter or Notice call me.

2 Answers | Asked in Contracts, Foreclosure and Civil Litigation for Texas on
Q: can you find me examples I can read online of court cases that were dismissed for non-timely answer?

I need at least 3 examples I can print out and read for myself.

John Michael Frick
John Michael Frick
answered on Jun 14, 2023

Most likely. Contact my office to schedule an initial consultation where we can discuss your legal research project in greater depth, along with the terms and conditions for employing us for such legal representation.

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1 Answer | Asked in Estate Planning, Foreclosure and Probate for Texas on
Q: Possible homestead claim void to dishonest actions of estate administrator and conflict of interest

Father in law was named dependent administrator of my late wife's estate and is also named on deed as tenant in common along with his wife and my late wife also. My name not on deed. Bank would not accept my money for mortgage payment since I was not on deed. Requested father in law to take... View More

John Cucci Jr.
John Cucci Jr. pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 6, 2023

Your best move was to sue him on your homestead claim or intervene in the Estate proceedings.

You still have some legal options, including a lawsuit against your father in law for his malfeasance and failure to manage the estate assets and save the property from fc or waste.

You...
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1 Answer | Asked in Foreclosure for Texas on
Q: When completing the deed in lieu of foreclosure form, who is the grantor and who is the grantee?

In Denton, Texas

John Michael Frick
John Michael Frick
answered on May 9, 2023

The grantor is the current owner of the home.

The grantee is the person or business entity to which the owner is transferring the property in lieu of foreclosure, often the lender or an entity affiliated with the lender.

1 Answer | Asked in Foreclosure for Texas on
Q: when the judge grants a motion for dismissal on 91a , and can she do that when there are other parties not served

i didnt see a motion to dismiss from the defendant, just notice of hearing , and there are other defendants i have not served yet.

John Michael Frick
John Michael Frick
answered on Apr 2, 2023

Yes.

The plaintiff’s failure to serve additional defendants does not in any way delay the court’s duty to timely rule on a defendant’s motion for dismissal.

1 Answer | Asked in Bankruptcy and Foreclosure for Texas on
Q: Thank you for responding. My lawyer-motion to lift stay, his lawyer-requests denial. Can I respond to the court trustee?

I just wanted to clear up what I was asking. His bankruptcy is not yet approved and trustee is recommending it not be granted due to lack of income because he has not submitted the documents she asked for yet. (Schedule C, 3-months P&L, and complete tax return. I log on to Pacer at least once a... View More

Timothy Denison
Timothy Denison
answered on Dec 18, 2022

Yes. You can file your own response to the trustee but you are pretty much protected either way.

1 Answer | Asked in Consumer Law, Foreclosure and Real Estate Law for Texas on
Q: I am being discriminated against by the mortgage company that services my loan. That’s the only way I can think of discr

Can I file a suit pro se?

Liu "Margaret" Yang
Liu "Margaret" Yang
answered on Nov 1, 2022

Can you provide some more details?

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