Cincinnati, OH asked in Contracts, Family Law and Civil Rights for Ohio

Q: I'm 18 and under a minor role. Can I take legal actions if my parents do not turn over custodian role on the bank accoun

I'm 18 under a minor role in my bank account where I have earned all my money through working. My parents and I don't have a good relationship. What legal actions can I take? Even if I have to sue to get my savings and college fund.

1 Lawyer Answer
James L. Arrasmith
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Answered

A: Once you turn 18, you generally gain legal control over your finances, including bank accounts. If your parents are listed as custodians on your account, you should first contact the bank to request that the custodian role be removed, as you are now legally an adult. Banks are usually required to transfer full control to you once you reach the age of majority, which is 18 in most places.

If the bank refuses to give you control, you can ask them to explain their policy and provide documentation on how to proceed. If your parents are blocking the transfer, you may need to consult a lawyer to understand your rights and take legal action if necessary. Courts can help enforce your legal right to your own money, especially if it was earned by you.

It's important to keep clear documentation of all your earnings and bank statements. If legal action becomes necessary, having these records will support your case and help ensure that you regain full control of your funds.

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