Q: hi po im from philippine and i just wantcto ask what law can i file to a person who has loan to a student, she’s adult
-verbal agreement
-niece and conversation screeshots are my proofs/witness’
-im a student
-she’s about 38 yrs old
-been asking her to pay her debt for about 3-4 minth already from the time agreement
A: This could be something that requires advising from an attorney in the Philippines. If you were in the U.S., some of your options could include small claims, civil court, or letter from an attorney. It looks like you don't have a written agreement, but there could still be other things that serve to prove there was a loan. If Philippines courts near you have a small claims division, and the amount of your loan fits within the limits, that's usually the cheapest way to go. In the U.S., many people save on legal fees by handling small, straightforward disputes on their own without attorneys in small claims court. Good luck
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