Q: I've a summons from Vegas court regarding a credit card collection .. response due in 3 weeks or judgement ..
in the paperwork it says that the original amount was charged off by the bank and the action is by "predecessor in interest"
A:
A debt being charged off does not prevent collection.
It appears from what you stated, the original creditor sold the debt.
Note, the purchaser must still prove the debt and you have all rights you would have against the original creditor.
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