Generally, when the primary debtor files for Chapter 7 bankruptcy, a co-signer will be liable for the debt. When the primary debtor files for bankruptcy, an automatic stay will usually be entered. The stay prevents the creditor from attempting to collect from the debtor who has filed for bankruptcy... View More

PACER (it stands for public access to court records). Unfortunately, you have to have an account. Either pay a bankruptcy attorney to look it up for you or get the contact information for the bankruptcy court for the district where the debtor resides and call the bankruptcy court. Go to the... View More

You must list all debts when you file bankruptcy. So yes you can file on property taxes that are past due. The property taxes will be dischargeable unless they are personal property taxes assessed within 1 year of filing.

Equitable Distribution is Dischargable; however, if the payment is in the "Nature of Support" it is not Dischargable.

If the Granter is already dead, then the entire inheritance is subject to the Bky. If the Granter is still alive, then it was merely a loan and the Granter can change his/her estate plan to provide for the grant.

Because it was a right to something that existed prior to the filing of the case and therefore was subject to the Bky.

Because it was a right to something that existed prior to the filing of the case and therefore was subject to the Bky.

Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More

When you file Bky everything is included. Everything you own and owe. You can keep things, such as a mortgaged property via a Reaffirmation Agreement, but still everything owned and owed is included. The Dischargability of such an items could be the subject of an Adversary... View More

Certain document are required to be provided to the Trustee. A Tax Return, if you filed one, is among these.

That is up to the specific Creditor. You can still be sued, the matter can be referred to a Collection Company, the debt can be sold to a factoring company, or the Creditor can just list it on your credit report. Or, a combination of any of these. In ability to pay your bills is not a bar to a... View More

When you file Bky everything is included. Everything you own and owe. You can keep things, such as a mortgaged property via a Reaffirmation Agreement, but still everything owned and owed is included.

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Chances are no. If discharged they cannot collect. If not discharged, there is a strong possibility that the matter is no longer collectible per the Statute of Limitation. However, that does not prohibit the collector from calling you, until you tell them not to.

You can ask, but you should expect them to deduct for services preformed and for general supplies, copies, etc.

If you are current and within the available exemptions, you should be able to keep.

If you reaffirmed the property you are subject to all related fees/costs per your mortgage.

Fees vary case to case based upon the amount of work required. In the South Florida area chapter 7 cases generally start at $1,500 for an experienced Bky atty. Some attorneys, like myself offer specials and discounts. The Filing fee in our area is $306. If you cannot afford such a fee, you... View More

Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More

The filing of a Bky is a very complicated area of law, involving a combination of State Laws and Federal Procedures; however, if you are a Natural Person (Human) vs. a Business, you are permitted to represent yourself.

A good start would be to check out the Bky case. Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the... View More