Your prefiling credit cards are no longer good. If it is a Debit with a Visa/MC then that is not a credit card. If you have been granted an actual credit since the file, though ill advised to continue down your prior debt ridden path, you can use it.

If you have a lawyer, show up at his office. If still no response contact your respective state bar association. If you do not have an attorney, your lack of counsel is generally no excuse and you should act.

What are those questions? This is the forum to ask questions. If you are in Northwest Indiana you can call my office if you like at 219-921-0799.

Credit cards are dis-chargeable in bankruptcy even if you are ordered to pay it by the state court.

I assume you are filing a chapter 7, so yes. Your bankruptcy attorney should be able to answer questions you have about what will happen to your specific debts.

Yes, you can convert to a chapter 7. It is not as simple a process as it would have been had you not been two years in, but if you are willing to pay the filing fee for a chapter 7 and update the court on all your debts, you can do it.

In an Involuntary case Debtor appearance is not required, unless you wish to fight it. Most cases are voluntary and Debtor attendance is required during the meeting of creditors. If all goes well, that is generally the only appearance required. There is a jurisdictional requirement that you... View More

That's a difficult question, but I will try my best. The filing fee for a chapter 13 has just been raised to $281.00, and for a chapter 7 the filing fee is $306.00. We charge $1,500.00 for a Chapter 7 in attorney's fees, and $2,500.00 for a chapter 13 (probably going to rise shortly... View More

Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in you can pull up the specific case and review

The discharge released any liability you may have had; however, the record of the debts will remain on your credit report for upto seven (7) years. The bankruptcy will remain on your credit for 10 years. Though you may have no liability, any entries into the public record will be there forever.

not necessarily. first what you need to do is stop gambling - you won't get even but will get even worse. second, go to work, make money and prioritize what debts and expenses you pay with a view towards paying everyone in full. try to make arangements with your creditors. third, if your... View More

If the matter which lead to the suit occurred after you filed, it is not part of the case. If it occurred prior to the filing of your case it should have been disclosed in your Petition. If it was and the trustee abandoned it, then it is yours. However, you have a duty to report it to the Trustee,... View More

Unfortunately, the protection of a corporation only works one way. A corporation only protected the shareholders from the debts of the Corp. The corp is not protected from the debts of the shareholders. Your personal creditors can levy the corp to the extent of your ownership.

Only the filing of a Bankruptcy is reported on a credit report, not if it is pending. A Bankruptcy can appear on a credit report for upto 10 years.

Only the filing of a Bankruptcy is reported on a credit report, not if it is pending. A Bankruptcy can appear on a credit report for upto 10 years.

if he files bankruptcy intending to discharge his indebtness to you (the defamation judgment), he has to list you in the BK petition and notify you in writing accordingly. i don't think he will be able to discharge it because it is an intentional tort as opposed to a negligent tort.... View More

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answered on Jul 8, 2011

The more important consideration is the kind of debt and whether it is dischargeable. The answer to your question also depends on whether you are seeking a Chapter 7 bankruptcy. If so you have to pass the means test. That test determines whether your income is low enough for you to qualify to... View More

you have a promissory note with the bank. that is the instrument that makes you indebted to the bank. the mortgage is simply a lien on your house that the bank can use as security for getting the note paid. simply deeding the property back to the band DOES NOT release you fronm the note. in fact,... View More

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answered on May 21, 2011

If that is his only debt and he has no other assets, I would not file a bankruptcy.

I would have to see the form, but I believe you are referring to the original debt owed as reduced to the form of a judgment.