Your current state is Virginia
answered on Jun 3, 2023
There is no single best approach to negotiating with a collection agency. How you proceed will depend upon the facts and circumstances.
But there are some basic considerations. Always start with goals. what are you hoping to accomplish? What is it that your opponent wants? Perhaps more... Read more »
My dad has filed for bankruptcy, and since he is married to my mom they’ve taken money out of their accounts, or soon will, and I’m worried I’ll have money taken out of my account too since I have a joint account with my mom, my dad has already had money taken from him, but my mom hasn’t yet
answered on Jun 2, 2023
It’s possible, yes, depending on the exemptions she claimed. You probably should withdraw all that belongs to you until they get the monthly payments established.
In Texas, in a city section zoned mobile/manufactured homes.
We own our lot free & clear but the manufactured home we live in on this lot is financed by a friend with a bank and therefore it is in their name. The friend does not live with us. So the land is ours but the home on our... Read more »
A credit collection got a judgment against me nearly two decades ago. I was not aware of the proceedings, therefore never responded and it was a default judgment in 10/2005.
Subsequently the judgment was renewed in my new state of residence, again unbeknownst to me, and now are attempting... Read more »
answered on May 30, 2023
You should be able to still challenge it in the court in which it was made.
I live with my mom and my brother ,and my mom getting SSI income $850 a month. and she has like 15K credit card debt . My brother file his taxes individually and I claim my mom as a dependent, and for last few years I was paying her bills but I can't do it any more . Me and my brother... Read more »
answered on May 28, 2023
Your question lacks a number of critical facts, e.g., whether your mother claims the two of you as "dependents" on her income tax returns, etc. In addition, from your question, I do not think you comprehend what/how your mom's income is computed.
That said, your best path is... Read more »
we have defaulted on all our credit cards with some being charged off; a car loan as well and have the gloom of being sued and trying to get on a payment plan with student loans likely coming down the pike soon, We are considering bankruptcy to get some income back and hopefully rebuild credit... Read more »
we have defaulted on all our credit cards with some being charged off; a car loan as well and have the gloom of being sued and trying to get on a payment plan with student loans likely coming down the pike soon, We are considering bankruptcy to get some income back and hopefully rebuild credit... Read more »
answered on May 28, 2023
Possibly. You should consult an experienced bankruptcy attorney to review your entire financial situation and help you make the right decision.
8 years ago a bankruptcy order was done one party didn’t do what they were suppose to im in a civil suit with them but I have no lawyer can a summery judgment be heard by the civil judge over the bankruptcy order. Or do they not have jurisdiction over it. And if I have to go to the bankrupsty... Read more »
01/2003 A credit card debt was acquired by Sarasota CCM and they obtained a judgment in in Illinois.
01/2009 I moved to Florida and three years later they registered the judgment in Florida.
09/2000 They garnished a checking account.
No communication from them between... Read more »
answered on May 26, 2023
Three options (other than paying in full): 1. Attempt to settle up, such as by offering X cents on the dollar and/or paying in monthly installments over X number of years; 2. File for bankruptcy if eligible (consult a bankruptcy attorney); 3. Determine if you are judgment-proof and can just let... Read more »
I realize x amount of funds are exempt but will the personal injury case itself be stopped? What happens with their medical bills regarding the suit and the suit itself?
To be clear, I am in the court process with the defendant on the personal injury lawsuit that happened prior. I know any... Read more »
answered on May 26, 2023
You most probably already have Oklahoma bankruptcy counsel representing you, and he/she would no doubt be your best source of information and advice about these issues, especially because counsel would probably be familiar with the bankruptcy judge and Ch. 7 trustee assigned to your case.... Read more »
Do I just continue to pay them or what will happen I’m just making sure they can take my home after the bankruptcy is over thanks
What will happen if I file a chapter 13 bankruptcy will they ask me to refinance or will they take my home
answered on May 25, 2023
They cannot ask you to refi or take your home if you file a chapter 13 petition.
I home is financed threw a bank with a convention loan how does this work if I file chapter 13 bankruptcy
answered on May 25, 2023
You can include your home in a Chapter 13 plan, and your payment remains the same. If you owe an arrearage, you can spread out and pay back the arrears over the life of the plan.
Is there any legal help I can get to obtain possession of a car in co-signed for on a loan? My son, who has the same as me, has consistently failed to make monthly payments, forcing me to make them to keep my credit standing.
Is there any legal help I can get to obtain possession of a car in co-signed for on a loan? My son, who has the same as me, has consistently failed to make monthly payments, forcing me to make them to keep my credit standing.
Any thing I can do
answered on May 24, 2023
All debt is included in a bankruptcy. You provide no details at all about what you want to do, so I will take a few guesses. The mortgage payments do not have to be reported to the credit bureau. They do need to give her credit for the payments. Your mother should reach back out to the attorney who... Read more »
making payments sent then she had no idea she didn’t have make I just found out this is their any recourse I can take
answered on May 24, 2023
If I understand your question correctly, you are concerned because you feel like your mother has been making payments on a mortgage that she didn't have to make. If that's correct, it depends on whether your mother wants to keep the property. If she did (does) not want to keep the... Read more »
It's hubby's credit cards that are the problem. I'm not on any of the accounts, but will I have to sign on if he wants to do this? I'm not clear on the laws in North Carolina regarding spouses and bankruptcy or debt relief. Thank you for your time.
answered on May 24, 2023
You are not required to file a bankruptcy with your spouse. However, they will look at your income and the household expenses. As long as you are not a co-debtor on any of the debts that he will include in his bankruptcy then his filing of the bankruptcy should not have a negative impact on your... Read more »
Had to retire from my job after 27 years. Fortunately I am able to draw Teachers Retirement disability but its 57% of my salary . I have long term disability but afraid to file clain because of payback rules i do not understand. Im not trying to get out of my obligation. Just need it reduced .... Read more »
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answered on May 23, 2023
There are provisions in the Bankruptcy Code for asking the court to modify your Chapter 13 plan based on a change of circumstances. If your current attorney is refusing to do so, and hasn't adequately explained it to you, you should consult another attorney in your area. Most will offer a free... Read more »
when we were move out of country , judgement was on all of our property in california. how we can get rid of our judgement
answered on May 23, 2023
1) pay the judgment; 2) negotiate a settlement of the judgment; 3 file bankruptcy.
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