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Your current state is Virginia
I am currently undergoing a Chapter 13 bankruptcy. I recently received a child tax credit and am concerned about whether this will be considered an asset in my bankruptcy case. How might this affect my bankruptcy plan or payments?

answered on Feb 17, 2025
The treatment of child tax credits in Chapter 13 bankruptcy can vary based on your specific situation and timing. Your bankruptcy trustee will need to know about this income, as it could affect your disposable income calculations.
In Indiana, whether your child tax credit is considered part... View More
I am planning to file for Chapter 7 bankruptcy and need advice on how to handle the vehicles in my name. My wife's car is financed and currently has no equity. I own a van worth about $4,000, which I intend to keep. Additionally, I have an unregistered, non-working vehicle valued at around... View More

answered on Feb 16, 2025
Your vehicles should be exempt and you will not lose them, but you should consult with a local bankruptcy attorney to go over all of your assets and see if you qualify for a Chapter 7 bankruptcy.
I filed for Chapter 7 bankruptcy in 2018 and am considering filing again due to financial issues, including my inability to afford my car loan. I haven't filed any other bankruptcies since 2018, nor have I attempted to negotiate my car loan terms. Currently, there are no legal actions or... View More
I am retired and considering filing for Chapter 7 bankruptcy. I have $16,000 in savings and no other concerns about assets, but I do have credit card debt. I don't have a lawyer yet, and I am wondering how I can protect my savings during this process. What steps should I take to ensure my... View More

answered on Feb 16, 2025
You may be able to protect it with your state or federal wildcard exemption. Your bankruptcy lawyer can give you more information.
I am considering filing for Chapter 7 bankruptcy and have $17,000 in savings, a mortgage, and a car. I have not spoken to a lawyer yet and would like to know if my savings, home, or car can be exempt. What exemptions are available in Georgia for these assets, and how might they affect my bankruptcy... View More

answered on Feb 15, 2025
In Georgia, your bankruptcy exemptions can help protect some of your assets. The homestead exemption allows you to protect up to $21,500 in home equity if you file individually, or $43,000 if filing jointly with your spouse.
For your vehicle, Georgia's exemption covers up to $5,000 in... View More
I am planning to file for Chapter 7 bankruptcy. I have $7,000 in savings and am considering using this to buy a new car outright. My current financial situation includes a car loan and other credit card debts. Can I purchase the car before filing for bankruptcy and keep it through and after the... View More

answered on Feb 15, 2025
While it's technically possible to buy a car before filing Chapter 7 bankruptcy, doing so could raise serious red flags with the bankruptcy trustee. Using your savings to purchase a vehicle right before filing might be viewed as an attempt to convert cash assets into exempt property, which... View More
I am considering filing for bankruptcy due to financial difficulties following my husband's passing, which changed my financial situation significantly. I am unsure about the differences between Chapter 7 and Chapter 13 bankruptcy. I have some concerns about potentially losing assets like a... View More

answered on Feb 15, 2025
Start by talking to a bankruptcy attorney in your area. Most offer free consultations. There is also a lot of information on the Bankruptcy Court's website: uscourts.gov. Your local bankruptcy court may have a free clinic to help you get started. You can also contact your local bar... View More

answered on Feb 15, 2025
Let me help you understand how to check if you're under federal investigation. This is understandably concerning, and there are legitimate ways to gather this information.
Your first step should be to contact a criminal defense attorney - they have experience dealing with federal... View More
I spoke to somebody there before and they wanted information from the people that I was living with well they didn't want to give the information we got in a big argument so I'm back living in my car and being sued by a company called velocity Investments for a debt they don't own... View More

answered on Feb 15, 2025
You do not include enough information to provide a useful answer. If you are considering bankruptcy, which would stop the lawsuit and any collection or garnishment efforts, you should talk to a local bankruptcy attorney. Most offer free consultation. If you do not want to file bankruptcy, contact... View More
Do these affect the personal credit report, or not? Currently the credit card is not reflected on my personal credit report, and I don't remember if I personally guaranteed the card or not.

answered on Feb 10, 2025
It all depends on your statement and guarantee of the bank credit card. I believe the statement should have both your business name and your name on it a joint debt. If you list the debt in the bankruptcy it comes off your credit as discharged in bankruptcy . If it is only in your business then it... View More
Hi, I am based in Canada and have registered my Amazon seller account under a Canadian corporation. The manufacturer I am working with is based in China and is FDA-approved. I am engaging in private labeling, having developed my own brand while reselling a customized food product from this... View More

answered on Feb 10, 2025
Your personal assets could indeed be at risk despite operating through a Canadian corporation. While incorporating typically provides liability protection, courts may "pierce the corporate veil" if they find the corporation was undercapitalized, failed to maintain proper records, or mixed... View More
The original collect was an credit card/loan from 2022 but they charged it off and now it’s a new collector and I just got subpoenaed couple days ago and it’s kinda weird because it’s demands are similar to the child support system requirements in dealing with also and it’s the same court... View More

answered on Feb 9, 2025
Bankruptcy is certainly an option. Judgments are just as dischargeable as other debts, but sometimes its better to filea bankruptcy before the hearing, simply because a judgment can be recorded and operate as a lien on your property, real estate or personal property. Child support can be dealt... View More
And all my possessions and I am now destitute. Attorneys fees and commissions, etc. have eaten up anything that was left over. I was not told that I could have objected to this proceeding & did not know about taking 2 courses? I had an attorney at this time. Can this case be dismissed?
Officer and cannot “prosecute” an alleged violation as a juridical officer of the court as well. Is this not a violation of the constitutional separation of powers?
2. Why is the prosecutor statements and evidence being allowed as facts in the courts by their fellow bar member judges?... View More

answered on Feb 8, 2025
1) Actually, the clerk of court (an officer of the judicial branch) issues a summons at the request of a party to a case, or that party's attorney.
2) Attorneys request judges to admit evidence and thus consider it in making decisions. A judge and the attorneys practicing before such... View More
I have a question regarding my custody arrangement and pick-up responsibilities. Per our court order, I have joint legal and physical custody (50/50), with my scheduled pick-up time at 11:30 AM on non-school days and 3:00 PM on active school days.
However, my children’s mother frequently... View More

answered on Feb 8, 2025
Your concerns about these last-minute schedule changes are valid and understandable. When the court order specifies different pick-up times for school days versus non-school days, the schedule should typically follow the established school calendar, not impromptu decisions by either parent.... View More
Since she is a RN making $5,010 a month before taxes and mine is 2000 a month before taxes. If I quit my job could we qualify? And if that’s possible would it be quicker if I quit my job or is there a wait time?

answered on Feb 8, 2025
While I understand your challenging situation with the debt burden, I need to be direct - quitting your job to qualify for bankruptcy could be viewed as bankruptcy fraud, which has serious legal consequences including potential criminal charges. This approach might seem like a solution, but it... View More
A stay was in place, so I waited for the case to close. Am I barred from moving forward because I didn't file a proof of claim?

answered on Feb 7, 2025
Most likely yes if you didn’t file a proof of claim. You might want to check with a local practitioner to be sure.

answered on Feb 7, 2025
Depends on what assets you own. Consult a competent bankruptcy lawyer near you who can evaluate your complete financial situation.
I have a car loan, credit card bills and medical bills that i cannot keep up. i had an injury and it took me out of the workforce for 90 days and really messed up my world i also have kidyney failure and am on dialysis

answered on Feb 7, 2025
Consult with a competent bankruptcy practitioner who can review your complete financial situation and help you decide about bankruptcy.

answered on Feb 6, 2025
You can also check your local Bankruptcy Court website to see if they offer a free clinic, or can refer you to a pro bono attorney. Go to www.uscourts.gov and search for the nearest bankruptcy court in Arizona.
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