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Pennsylvania Collections Questions & Answers
1 Answer | Asked in Collections for Pennsylvania on
Q: If judgement against me for a 7 yr. old past due credit card bill what are the conciqueses if I don't pay it?
Rachel Lea Hunter
Rachel Lea Hunter
answered on Mar 12, 2013

Unfortunately, you do not provide enough information. When was the judgment last paid? When was the judgment entered? A judgment never goes away and exists forever. However, to be executed upon, a judgment is good for 5 years in regard to real property. The judgment can be revived for... View More

1 Answer | Asked in Collections for Pennsylvania on
Q: Can I be sued by a third party debt collection agency for non payment of a charged off checking account?
Rachel Lea Hunter
Rachel Lea Hunter
answered on Mar 12, 2013

Yes, if the third party is a junk debt buyer which has bought up the bad debt. Collection agencies do not sue; junk debt buyers do. Beware - many junk debt buyers are also debt collectors or have a debt collection wing. So you would first have to see who now owns the debt and how long it has... View More

2 Answers | Asked in Collections for Pennsylvania on
Q: Is MC Guigan Law Firm, LLC ( debt Collector) are they real??
Rachel Lea Hunter
Rachel Lea Hunter
answered on Apr 4, 2013

Yes. They are a real law firm with real lawyers. The lawyer is only admitted in PA that I know of. As to whether he can collect debts in other states - it depends. Some states have licensing requirements and some don't.

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2 Answers | Asked in Collections for Pennsylvania on
Q: Is MC Guigan Law Firm, LLC ( debt Collector) are they real??
Rachel Lea Hunter
Rachel Lea Hunter
answered on Apr 4, 2013

Yes. They are a real law firm with real lawyers. The lawyer is only admitted in PA that I know of. As to whether he can collect debts in other states - it depends. Some states have licensing requirements and some don't.

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1 Answer | Asked in Collections for Pennsylvania on
Q: Can the interest earned in a court established social security bank account be seized by a credit card debt collector?
Jerry Lutkenhaus
Jerry Lutkenhaus
answered on Feb 19, 2012

I don't practice law in your state. But I can tell you Social Security benefits are exempt from garnishment. As long as the Social Security benefits in your bank account can be shown to be just SS you should be safe. But you should check with a legal aid lawyer in your state.

This is...
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2 Answers | Asked in Collections for Pennsylvania on
Q: My nephew stole my credit card, and charged over $3,337 in my name (I can't say what he bought). He hurt my credit.

Will the credit card company have to excuse my not paying for what he stole and charged?

Anthony J. Pietrafesa
Anthony J. Pietrafesa
answered on Nov 20, 2010

Did you file a frad affidavit? You can find one at the FTC website.

Under the FCBA, you should dispute teh charges he made on your credit card to the issuer within 60 days of the statement on which they appear.

Both should protect you.

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