If the court dismissed your case with prejudice, than you must wait 180 days or as stated in the court order dismissing your case. If it is dismissed without prejudice, than you can file as soon as you want.

You can file a Proof of claim in the company's bankruptcy. Also, depends on whether you are a creditor to the company or a customer.

If your husband cosigned on the mortgage for the trailer home, unfortunately, he is jointly liable with you on the note. Although the property is purchase prior to the marriage this is not an issue of community or separate property where a person co-signed on a debt. In regards to the banks... View More

If you provided proper notice to the creditor in question, than they can not be attempting to collect any debt from you, unless they had filed and was granted a relief of stay from the bankruptcy court.

If all your paperwork was done properly and noticed all your creditors, including the... View More

If a creditor had been provided with proper notice of your bankruptcy and the debt in question was dischargeable, than the garnishing should have stop. If not, than you may seek post discharge injunction and remedies against such creditor. However, if the debt is non-dischargeable and/or you did... View More

In Texas when you file for bankruptcy, Texas residence have the option of electing either the federal or the Texas state exemption. In regards to the extent of "equity" that you can protect, Texas state exemption allows for an unlimited amount (except in select circumstances involving... View More

General rule of thumb, the government will always get their piece of the pie. The rules regarding whether or not you can get your IRS debts discharge is complex. Generally, if you have filed all your taxes on time and your IRS debts are more than 3 years old from the date you file for... View More

Once you file for bankruptcy it will be on your credit report for the next 10 years.

For a regular person there are two basic types of bankruptcy. A Chapter 7, also called Liquidation or Straight Bankruptcy, and a Chapter 13, also called Reorganization. A 7 takes a few months, and any unexempt property will have to be either purchased back or surrendered to the Trustee. A 13 is... View More

Texas, as most states, defers to 11 USC 522(d)(10).

As a co-debtor on the mortgage, you will be receiving notice of the case. The Trustee's name and contact information will be listed on the notice. If you cannot wait, then Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less... View More

Though the Statute of Limitations has expired, if they are still hounding you for payment, it is a good idea to include them.

If the bills were in his name alone, you do not owe them. If the bills are joint then you could consider a Bky. However, debt alone is not a reason to file. You should also look to your exemptions and if you pass the means test. This can all be addressed during a Free Initial Consultation with... View More

Often Timeshares are not Deeded, they are merely an agreement. Thus, they do not actually foreclose. If Deeded, then a foreclosure may occur. Alternatively, you could contact them about the possability of a Deed-in-Lieu.

As for the possability of a Bky, the amount owed is not a bar.... View More

Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in, pull up the specific case.

If there are funds due to you from the government, you should check with your respective Secretary of State's office, abandoned property division. Do not pay anything upfront.

Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in, you can pull up the specific case.

Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in, pull up the specific case.

Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in you can pull up the specific case and review

Depends if you are joint or cosigned on any of his debts. If so, although he would be free and clear of those debts, you are not. the creditor may and most likely will come to collect from you as the cosignor. Contrarily, if your divorce decree states that he is to assume all liability on a certain... View More