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answered on Nov 1, 2013
This is not a bankruptcy question. Would recommend contact an attorney to seek assitance with guidance in proceeding with the setting up of hearing and complaiance with the disclosures prior to setting it for hearing. You may consider contacting Self Help centers in the court house for directions... View More 
answered on Nov 1, 2013
Contact your lawyer, if you had one or contact the U.S. Bankrutpcy Court clerk, you should be able to obtain a copy of the file.
I'm a creditor in a chapter 11 small business case. It's been brought to my attention that the said debtor is doing renovations to the property of the business in question..Is this acceptable practice? CA Central District.
answered on Oct 30, 2013
Not clear what is the relation of CEO with respect to chapter 7 bankruptcy. Did CEO's company filed bankrutpcy. May be. Contact your attorney, who assisted you with your claim in chapter 7 matter for more specific response to this questions.
answered on Oct 30, 2013
Facts are not very clear. I am presuming you took home equity loan but after you took loan, you home is foreclosed by 1st trust deed holder and sold for more than you owed at a private sale.
If house was foreclosed by other lender, you will continue to be responsible for home equity loan.
answered on Oct 30, 2013
Question is not clear, if the bills were incurred while your both were married? Was your name on the medical bills accounts. If the bills are community debts and or you were jointly obligated to pay the medical bills and your ex-spouse filed her bankruptcy, you may be responsible for the unpaid... View More
Tried to refinance but the bank refused because the BK
answered on Oct 30, 2013
If you filed chapter 7 and did not reaffirm the mortgage loan, bank is not required to report the payment to the credit agency.
I understand, bank you had contacted refused to refinance, however, you can continue to search for lender, who would be willing to refinance, despite of fact, your... View More
Filed a chapter 7 bankruptcy and fell behind on a 6.75% loan and am told a move to foreclose may happen
answered on Oct 30, 2013
It depends upon your home loan, if you qualify for loan modification program. If your loan is not of a kind, which is qualify you for loan reduction and you filed for chapter 7 bankruptcy, you house is not protected, bank may move to seek relief from stay and continue with foreclosure proceedings.... View More
This lien was resulting from a credit card not paid due to unemployed.
answered on Oct 25, 2013
If you were not served, then you would file a motion to vacate the default judgment in the same case.
answered on Oct 14, 2013
If you intend to keep the house and continue to pay 1st mortgage, you would need chapter 13 to strip off 2nd mortgage.
2nd Mortgage lien will only be strip off, if the outstanding principal balance of 1st mortgage exceeds house value. For additional information, you can contact us at... View More
Divorce agreement was that the condo was to be sold and proceeds divide. There was not equity because of interesst only loan. The monies owe was more that the value of the condo. Will I lose the condo? I have remarried.. and I don't want to lose the condo. Imake the payments faithfully
answered on Oct 14, 2013
If there is no equity , bankruptcy trustee will not be interested in forcing Condominium Sale. Recommend that you contact an attorney to discuss your case to ensure there is no equity.
He introduced himself in an email on the 20th and asked for the rent. I basically had no landlord for 20 days. We even had a mouse running around and had no one to call to notify. Am I obligated to pay the full months rent or just prorated from the 20th to the end of the month?
answered on Jun 12, 2013
You should have your most recent free annual credit report. A copy of your most recent bank statement and tax return. You should also bring 6 months worth of disability checks to show income.
answered on Jun 12, 2013
An application for supplemental fees is made by a person who is requesting additional fees for services provided. For instance, if an attorney representing a client in a Chapter 13 bankruptcy charges one fee at the beginning of the representation and then provides additional services not included... View More
When I filed for bankruptcy 4 years ago, I had stocks that had zero value -- companies that went out of business. Since they had no value, I presumed they were not assets and didn't bother listing them. Did I, then, commit perjury when I signed the application that didn't list them, under oath?
answered on Jun 12, 2013
That is difficult to say. Perjury requires intent and you seem to not have the requisite intent, so probably not. The real issue, however, is whether your discharge could be removed for fraud. Had the companies gone out of business prior to your filing? If the answer is yes, then I would argue... View More
answered on Jun 12, 2013
No, you are not required to hire a lawyer for bankruptcy.
But, you would be wise to hire a lawyer if you believe you should file for bankruptcy protection. With the changes in the law in 2005, the need for expert advice and know-how is vital for success. I recently read that about 85% of... View More
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