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California Bankruptcy Questions & Answers
1 Answer | Asked in Bankruptcy for California on
Q: I live in Eastern Division in CA. Need to file motion for relief from stay. Where can I obtain forms for filing pro per

Am a creditor in a bankruptcy. I want to file a motion to allow the foreclosure to be valid. Where do I find these forms to file in pro per?

Jeffrey Moore
Jeffrey Moore
answered on Jan 19, 2012

You are correct that the procedure you need to follow is a Motion for Relief from Automatic Stay. This is done by custom drafted pleadings on pleading paper.

Most Districts require a local form Relief from Stay Coversheet form, but this is not enough for the Motion; there is no form...
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1 Answer | Asked in Bankruptcy for California on
Q: I declared Bankrupcy chapter 7 and it was discharged on 10/09. Do I need to continue to pay property taxes?
Jeffrey Moore
Jeffrey Moore
answered on Jan 19, 2012

If you own real property you need to pay property taxes going forward. If there was a tax lien on the property prior to your filing for bankruptcy, then the debt was not discharged because it was secured.

1 Answer | Asked in Bankruptcy for California on
Q: Filed bankruptcy chp 7 in 2005. home was exempt and listed on schedule c. somehow got discharged not reaffirmed. Have

Been making payments, they are not reported to credit bureau. stopped making payments and was sent a foreclosure notice and threatened with attorneys fees any

recourse?

Jeffrey Moore
Jeffrey Moore
answered on Jan 17, 2012

Your home loan account was not discharged, a secured debt such as a home mortgage cannot be discharged in a Chapter 7. You need to pay for your home, or the lender will foreclose despite the bankruptcy.

1 Answer | Asked in Bankruptcy for California on
Q: How do you vacate a sister state judgment filed in California
Jeffrey Moore
Jeffrey Moore
answered on Jan 16, 2012

This is not actually a bankruptcy question. It involves California Civil Procedure, but I will attempt an answer anyway.

To vacate a sister state judgment, you would generally need to attack it in the State that entered the judgment. If the entry of the judgment in California was...
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1 Answer | Asked in Bankruptcy for California on
Q: Whats a Notice of Stay of Proceedings form
Jeffrey Moore
Jeffrey Moore
answered on Jan 16, 2012

This is a California State Judicial Council Form (numerically identified as CM-180) that should be filed if a debtor is also a defendant in a State Court lawsuit. It also needs to be served on plaintiff's attorney. The form stops the state court lawsuit pending the outcome of the bankruptcy.... View More

1 Answer | Asked in Bankruptcy for California on
Q: How do i get lost bankruptcy papers filed in fresno county
Andrew Bresalier
Andrew Bresalier
answered on Jan 13, 2012

If you need a copy of any documents from your case you can either (1) request them from your attorney; (2) sign up with PACER and print them out from your home computer (this is a free governmental service, as long as you only use less than $10 of services in a calender month; or (3) use the public... View More

1 Answer | Asked in Bankruptcy for California on
Q: What can I do if I'm not the person on a the Earings Withholding Order?
Andrew Bresalier
Andrew Bresalier
answered on Jan 13, 2012

File an objection with the issuing court.

1 Answer | Asked in Bankruptcy for California on
Q: If I have an interest on a piece of property but the Grant Deed is unrecorded, can I file a Bankruptcy to the property?

If I buy a property under bankruptcy, can I pursue a dismissal of the bankruptcy and buy the property retroactively?

Jeffrey Moore
Jeffrey Moore
answered on Jan 11, 2012

A debtor can dismiss a Chapter 13 case at anytime by filing a form. Permission of court is required for dismissal of a Chapter 7 case. After a case is dismissed or discharged, you can buy real property without permission of the Trustee or Court.

If you purchase property while you are a...
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1 Answer | Asked in Bankruptcy for California on
Q: How will i know if someone who files bankruptcy has listed me on their list?
Jeffrey Moore
Jeffrey Moore
answered on Jan 10, 2012

The US Bankruptcy Court Clerk receives a 'mailing matrix' of creditors from the debtor or his attorney. The Clerk will then mail a Notice of Bankruptcy filing to you.

If you are concerned that someone who owes you money has filed for bankruptcy and listed you as a creditor, you...
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1 Answer | Asked in Bankruptcy for California on
Q: CAN I REAFFIRM A TIME SHARE DEBT???
Jeffrey Moore
Jeffrey Moore
answered on Jan 9, 2012

You can reaffirm a timeshare debt. On the other hand, you should carefully examine whether you want to do so. Usually timeshares come with expensive maintenance fees, making them not worth reaffirmation. Also in today's market what you owe on the timeshare is often greater than the resale... View More

1 Answer | Asked in Bankruptcy for California on
Q: When filling bankruptcy does that eliminate all of the debt excluding student loans?
Jon G. Brooks
Jon G. Brooks
answered on Dec 25, 2011

Not necessarily. Apart from student loan debt, there are a number of other debts which may be non-dischargeable. These are listed in Bankruptcy Code section 523(a) "Exceptions to Discharge." Among other types of debt listed in that section are recent tax debts, debts incurred by fraud,... View More

1 Answer | Asked in Bankruptcy for California on
Q: Does Adversary proceeding has life of its own even Bankruptcy case is dismissed?
Andrew Bresalier
Andrew Bresalier
answered on Dec 16, 2011

Yes, especially if it is by the Trustee or US Trustee's Office and they are pursuing a Fraud or Improperly Filed Case.

1 Answer | Asked in Bankruptcy for California on
Q: In 2005 i filed chapter 7 in CA. My home was exempt, I continued to make payments, In 2009 I went to refinance and my

Credit report shows home discharged in bankruptcy. None of my payments have been reported to the credit bureau. The attorney I had abandoned me. reaffirmation was never offered to me. I have been trying to resolve this matter on my own but it is

consuming me. Do I have any recourse?

Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

This is a common problem. Short of asking the mortgage company if they would offer a Reaffirmation Agreement if you reopened the case, there is nothing that can be done.

1 Answer | Asked in Bankruptcy for California on
Q: WHAT IS A "STATISTICAL SUMMARY OF CERTAIN LIABILITIES" CAN'T FIND IT ANYWHERE TO FILE BK.
Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

It is a list of the totals of certain debts which are not dischargable. It is included as an attachment to the Petition, before the Schedules. This is a standardized form. Visit your court's website and go to forms.

1 Answer | Asked in Bankruptcy for California on
Q: Is there any way to speed up the distribution for excess proceeds in San Bernardino California? they owe us $60,000
Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

Contact the respective Trustee.

2 Answers | Asked in Bankruptcy for California on
Q: I am about to file ch 7 and on there I put a civil lawsuit that is in process wanting to know if I have to show in court
Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

If the hearing for the law suit is before you file, you should go. If it is after, file a Suggestion of Bankruptcy in the suit and you do not have to go.

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1 Answer | Asked in Bankruptcy for California on
Q: UNDER CA law, is my sep ira annuity $60,000 exempt from creditors in BK (not rollover) no contributions for five years.

Is my 60,000 sep ira annuity ($0 added in past few years and not a rollover) or do I have to prove needed for support. Only income is social security and another $20,000

rollover into sep ira. I am 61. Trying to determine if i am a no asset bk. I'm filing in Missouri since moving there.

Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

Under Federal, CA and MO law, your IRA would be exempt.

1 Answer | Asked in Bankruptcy for California on
Q: How can I get money owed to me from a bankrupt company
Andrew Bresalier
Andrew Bresalier
answered on Dec 8, 2011

You should file a Proof of Claim. This form should have been provided to you with the Notice of Bankruptcy. Depending your priority as a Creditor and if the Debtor has any property to be administered, you may receive something.

1 Answer | Asked in Bankruptcy for California on
Q: How does one inforce the terms of a stiputated judgment ?
Andrew Bresalier
Andrew Bresalier
answered on Nov 28, 2011

Through the court where it was entered. If the party which you are seeking to enforce is going bankrupt, unless there is a clause waiving discharge, there is little chance of enforcement.

1 Answer | Asked in Bankruptcy for California on
Q: How do i find a bankruptcy filing in california
Andrew Bresalier
Andrew Bresalier
answered on Nov 10, 2011

Sign up for PACER. The service is free, as long as you use less than $10 per calendar quarter. You must know the specific District Court where the case was filed and use the service for that District.

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