Attorney's fees range nationally from $500 to $3,500+, depending on the Chapter and level of difficulty. There are two required classes, one pre and one post-filing, which range from $22 total to $50 per class. The court charges $306 for a Chapter 7 and $281 for a Chapter 13.

If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents filed.

www.dont-sweat-the-debt.com

Yes. However you will no longer be legally obligated to pay your mortgage. If you chose not to pay, they will foreclose on the property, In Rem (against the property) and be prohibited from seeking a judgment In Personan (against you personally). A foreclosure would still include your name, to... View More

Generally, if it was done for merely "Estate Planning Purposes", this is usually not an issue. However, if you have an overly zealous Trustee, he/she may claim, based upon how long ago the transfer was made and a lack of consideration, that it was a "Fraudulent Conveyance with the... View More

Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More

As long as the home is still in her name, yes. However, I would strongly suggest you have an attorney and get title insurance, as there maybe other issues.

As long as the home is still in her name, yes. However, I would strongly suggest you have an attorney and get title insurance, as there maybe other issues.

Most often when a Bky is Dismissed, it is done with Prejudice, which means you are barred from refiling for a period of 180 days.

It would say in the Order if it was With Prejudice. It the Order lacks such terminology, barring the refiling for a specific period then it appears to be Without Prejudice.

Generally, you are required to live in a District for a minimum of 180 Days to file there. There are additional time periods which apply for the use of exemptions, so although you maybe able to file in TX, you maybe forced to apply NC laws. You should consult with an attorney, such a question can... View More

Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More

You can confirm if they filed Bky by Signing up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents... View More

Look around for a special. Alternatively, most attorneys provide payments plans, but the case is not filed until you are paid in full.

Provide them a copy of your filing and discharge, but note that some things are not dischargable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to FDIC.

Yes.

There is no requirement to the operation of a nonprofesional business.

Yes you can.

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents... View More

Unless the mortgage company was granted a Order on a Motion for Relief of Stay and the property was subsequently transferred via a court sale the following applies: If you are not living there, they can argue that they changed the locks to protect the property. If you are living there and they... View More

Depends on how you purchased the furniture. If it is an inhouse payment agreement, you must review the agreement for a Purchase Money Security Clause. If the Clause is not there it shouldn't be an issue; however, if the furniture still has such a high value it will likely exceed your... View More

I'm not 100% what you are referring to, but if you are referring to your chapter 13 trustee having a balance on hand, that is not unusual.

Your chapter 13 trustee cannot make distributions to your creditors, unless and until the Bankruptcy Court approves the plan, or the Trustee is... View More