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Questions Answered by Norma Duenas
1 Answer | Asked in Bankruptcy for California on
Q: How can I find out if my second mortgage was dismissed in my Bankruptcy case?
Norma Duenas
Norma Duenas answered on Aug 9, 2014

This question is difficult to answer without further information. Was your bankruptcy case a Chapter 7 or a Chapter 13. Were you trying to strip your second mortgage in a Chapter 13? Generally you can remove your personal liability for a second mortgage in a Chapter 7 bankruptcy, but if you intend... Read more »

1 Answer | Asked in Bankruptcy for Rhode Island on
Q: Financial liability after bankruptcy discharge for difference between short sale amt and amt owed?

Our 1st and 2nd mtgs were included in our bankruptcy. We were not allowed to reconfirm them, but we have continued paying on time and living in the property. Are we financially liable for the difference in amt owed and amt of a short sale since the discharge included the mtgs?

Norma Duenas
Norma Duenas answered on Aug 9, 2014

If you have listed and included your two mortgages in your bankruptcy then you should not have liability for any difference between the amount of the short sale and what was owed. Your bankruptcy would have removed your personal liability for the mortgages. The only time that you would be... Read more »

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