copy of the credit report, stating said debt does not exist, having passed the Statute of Limitations, and having been purged from the report. Is it possible they have something I may not be aware of? Do I have a reasonable chance of success?
Debt collectors are not required to report the alleged debt to the credit reporting agencies (Experian, Equifax, TransUnion). That said, they usually do as long as they can. If this is a debt which you have not paid for more than four years prior to the filing of the complaint, you have an...Read more »
Me and my wife were served a summons for a unlimited civil case in California. This is for an outstanding hospital bill from October 2013. The insurance company issued a payment to my wife but only for a partial amount because she was taken to an out of network hospital. We signed over this check... Read more »
It sounds like you need to file an answer. You only have thirty days after being served to do so. You may have a defense based on the statute of limitations. You may also have a claim against the collection agency. You may be able to get a free consultation. Go to the National Association for...Read more »
In December 2018 I purchased a used 2016 Honda pilot from a Toyota dealership, which I am currently financing. I asked on three seperate occasions, before signing any paperwork, if the car had been in any previous accidents and was told repeatedly that the car has NOT been in any accidents and is... Read more »
While you can file a small claims case on this issue, you may have a case which an attorney can assist you with. Our firm handles auto fraud and we would be glad to review your case. Additionally, you can search the "Find an Attorney" section on NACA (https://www.consumeradvocates.org/) for other...Read more »
The vehicle has been to the dealer 6 times for various electrical issues including front passenger seat after the 6 time still is not fixed. Should I get an attorney or deal with the manufacturer directly? Im afraid I could lose and be responsible for the attorneys fees even though an attorney... Read more »
It never hurts to talk to an attorney in these cases. Most (including our office) offer free consultations. If you do decide to deal directly with the manufacturer, remember, you are entitled to everything you have paid or is payable on the vehicle. If they offer anything less, talk to an...Read more »
You are close. It is the amount of miles you have driven before you bring in your car for the first repair, divided by 120,000 (the statutory life of a car). As the manufacturer has to pay attorney fees and costs if they lose, I highly recommend you hire an attorney. Feel free to check out our...Read more »
Send a dispute to the collection agency. Request proof of the debt and the name and address of the original creditor (or cable company). Send the letter certified mail, return receipt requested. If you need to contact an attorney, go to NACA.net for a consumer attorney in your area. Most will...Read more »
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