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Questions Answered by Theodore L. Hall
2 Answers | Asked in Bankruptcy for Alabama on
Q: how can I find out when I filed bankruptcy?
Theodore L. Hall
Theodore L. Hall answered on Mar 29, 2019

Ask the attorney who represented you. Or contact the Clerk of the Bankruptcy Court where you filed. Or check the Notice of Bankruptcy or Order of Discharge that was entered in your case.

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2 Answers | Asked in Bankruptcy for Alabama on
Q: My exwife was a cosigner on our home & i have already gone thru chapter 7 now she is threatening to sue me.
Theodore L. Hall
Theodore L. Hall answered on Mar 26, 2019

It sounds as if you received a chapter 7 discharge, you did not reaffirm the debt on the home, and the judgment of divorce obligates you to be responsible for the home mortgage. And it also sounds as if she is going to sue you in Domestic Relations Court, to hold you in contempt for not paying the... Read more »

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2 Answers | Asked in Bankruptcy for Missouri on
Q: Do I include past deficiency balances (which are included on my credit report) of a repossessed car on the Schedule D?

I know I need to place the deficiency balances of repossessed cars somewhere and there are more than one, but I cannot figure out if it should be on Schedule C or D or even on E/F?

Theodore L. Hall
Theodore L. Hall answered on Mar 13, 2019

Assuming the car was the only collateral for the loan (which is typically the case), you would list it on Schedule E/F.

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5 Answers | Asked in Bankruptcy for New York on
Q: When you get your chp.7 bankruptcy discharge order does that end the automatic stay?
Theodore L. Hall
Theodore L. Hall answered on Mar 13, 2019

Yes, the automatic stay ends with the issuance of a discharge order. The discharge order enjoins creditors from trying to collect on dischargeable debts, so the protection is, for all practical purposes, seamless. HOWEVER, once the automatic stay ends, creditors with nondischargeable debts (such... Read more »

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4 Answers | Asked in Bankruptcy and Car Accidents for Alabama on
Q: Can you file chapter 7 on a miscellaneous circuit civil case involving automobile accident in Alabama
Theodore L. Hall
Theodore L. Hall answered on Mar 13, 2019

Yes, unless the claim against you includes damages for death or personal injury caused by your operation of the automobile while intoxicated. If your driver's license or car tag was pulled because you didn't have liability insurance, you can get the license or tag back, once you file bankruptcy,... Read more »

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