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Questions Answered by Joseph Barron Odom Sr.
1 Answer | Asked in Car Accidents and Personal Injury for Louisiana on
Q: i have a bodily injury claim that they was willing to pay out on, but i was incarcerated for the last year.

i was in a car wreck May 1 2023 ... i received and email from the insurance on April 24, 2024 with a settlement agreement. However i was incarcerated from July 2 2023 until June 21,2024 . I contacted them when yesterday and they told me that now they cannot do anything because the one year has ran... View More

Joseph Barron Odom Sr.
Joseph Barron Odom Sr.
answered on Aug 13, 2024

Unfortunately, the insurance adjuster is correct.

Louisiana is subject to a one-year prescriptive period (or Statute of Limitations) in which a person may bring a civil action under tort law (or personal injury law), commencing from the date of the accident/injury. Once that one year...
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2 Answers | Asked in Collections, Education Law and Contracts for Louisiana on
Q: Is there any way to get out of paying an unreasonable loan?

I signed a student contract agreement that I didn’t realize stated that I could never cancel the program or withdraw. Additionally, they’re going to make me pay the loan even though the program hasn’t started yet and I will not be completing anything in the program.

Joseph Barron Odom Sr.
Joseph Barron Odom Sr.
answered on Aug 13, 2024

It is very hard - if not impossible - to get out of student loans/student contract agreements.

For example, student loans cannot be discharged even through Bankruptcy proceedings. Further, Louisiana law is clear that in contract disputes, the contract signed by the parties is the law...
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