Darien, IL asked in Real Estate Law for Maryland

Q: How many years is a mortgage valid in Maryland

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2 Lawyer Answers

David Thomas Wagner

Answered
  • Rockville, MD
  • Licensed in Maryland

A: More information is needed in order answer your question.

Cedulie Renee Laumann

Answered
  • Crownsville, MD
  • Licensed in Maryland

A: Mortgages usually have a 15, 20 or 30 year term but they can be longer. The mortgage or deed of trust is a lien against the real estate until it is paid off. In some cases an old mortgage that has gone past its term may be "on the books" because the lender didn't file a release / certificate of satisfaction --- in that case the law offers options for a borrower to get the lien removed.

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